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Journal Article
Banking on Distributed Ledger Technology: Can It Help Banks Address Financial Inclusion?

Despite its promise, distributed ledger technology is unlikely to draw unbanked consumers into the financial mainstream
Economic Review , Issue Q III , Pages 53-77

Journal Article
Reaching immigrant communities

With Brazilians making up a large percentage of the immigrant community in New England, Communities & Banking decided to seek the Consul General?s views on a variety of topics, including how to encourage more of the undocumented to use banks.
Communities and Banking , Issue Win , Pages 14-15

Discussion Paper
Payment cards and the unbanked: prospects and challenges.

On July 13-14, 2005, the Payment Cards Center of the Federal Reserve Bank of Philadelphia hosted a conference to better understand the ways in which electronic payment tools are being adapted to meet the financial needs of underserved consumers. This event, ?Payment Cards and the Unbanked: Prospects and Challenges,? brought together a range of perspectives from the banking industry, community development arena, academic community, and regulatory groups, as well as providers of new and emerging payment technologies. These participants examined the opportunities and challenges in providing ...
Consumer Finance Institute discussion papers , Paper 05-17

Conference Paper
Banking on remittances: increasing market efficiencies for consumers and financial institutions

Proceedings , Paper 967

Journal Article
Check cashers: moving from the fringes to the financial mainstream

Once relegated to the margins of the financial services industry, check cashing outlets (CCO's) are now more visible parts of the urban landscape. Check cashers offer convenient check clearing and bill payment services, mostly tailored to meet the needs of the "unbanked" in low-and moderate income communities. The industry has grown dramatically over the years and is generating new products and services to meet the needs of its niche clientele. While some argue that check cashers are offering marginalized lower income Americans more responsive products than those available from banks, ...
Communities and Banking , Issue Sum , Pages 2-15

Journal Article
Fraud containment

Economic Perspectives , Volume 33 , Issue Q I , Pages 17-21

Journal Article
Get Checking launches in Houston

Access to mainstream financial services is on the horizon for unbanked and underbanked consumers in Houston through Get Checking(TM), a national initiative sponsored by eFunds Corp. and the University of Wisconsin Extension.
e-Perspectives , Issue 4

Journal Article
Reaching the unbanked and underbanked

Bankers may find census and survey data useful when exploring reaching the unbanked and underbanked in their communities.
Central Banker , Issue Win

Journal Article
Community Financial Access Pilot: creating templates for expanding financial opportunities

This article summarizes some of the major themes and findings from the U.S. Department of the Treasury?s Community Financial Access Pilot (CFAP), a two year effort designed to test and demonstrate effective, replicable, and sustainable approaches to expanding access to financial services and education. Using lessons learned from the CFAP, Treasury is also developing a Bank on USA initiative that will promote access to affordable and appropriate financial services and basic consumer credit products for underserved households.
Community Investments , Volume 22 , Issue Summer

Journal Article
Financing community development: Learning from the past, looking to the future

The Federal Reserve System?s 2007 Community Development Research Conference was held in Washington, D.C., on March 29-30, 2007. This conference was the fifth in a biennial series that the Federal Reserve System established in 1999. In ?Financing Community Development: Learning from the Past, Looking to the Future,? Loretta Mester provides a summary of the conference.
Business Review , Issue Q1 , Pages 34-50



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