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Journal Article
Is umemployment too low? How welfare reform and technology are creating a new employment standard

Southwest Economy , Issue Nov , Pages 5-8

Journal Article
How New York State's agriculture industry is staying competitive

We examine some of the challenges facing New York's agriculture industry and outline some innovative responses. We distinguish between two types of agriculture: commodities and value-added consumer foods. We show that commodities are a small fraction of the agriculture industry in New York State and are not a growing market segment, while value-added goods are the primary products of New York farms and represent a market segment that is growing significantly. We then briefly discuss important strategies that agricultural producers are using to remain competitive, including the adoption of ...
The Regional Economy of Upstate New York , Issue Spr

The new normal for the U.S. economy

President Patrick T. Harker gives opening remarks at the Bank?s 2015 Policy Forum: The New Normal for the U.S. Economy. He highlights how technology/innovation, social issues, and monetary policy all have important implications for policy over the long term. He also shares his own policy perspectives.
Speech , Paper 115

Journal Article
Technology outsourcing : a community bank perspective

This article provides an overview of the technology industry that has evolved to provide technology outsourcing services for community banks, and the risk management issues associated with outsourcing. The service provider industry is in a transition phase being brought about by changing economic fundamentals in banking and in information technology. These factors have contributed to significant consolidation among the technology companies that serve the banking industry, especially among technology firms offering core processing services. Accordingly, the array of firms serving the national ...
Financial Industry Perspectives , Issue Q 4 , Pages 25-37

Journal Article
Why hasn't electronic bill presentment and payment taken off?

The delivery and payment of bills over the Internet could offer many advantages?low processing costs and enhanced marketing opportunities for billers, savings in time and postage for customers. Nevertheless, electronic billing has not found favor with potential users. A lack of coordination among billers and customers, combined with the high fixed costs of the new technology, may help account for the cool reception.
Current Issues in Economics and Finance , Volume 8 , Issue Jul

Journal Article
Fixing universal service

Proposed measures would curb the costs of subsidizing rural phone service.
Fedgazette , Volume 19 , Issue May , Pages 6

Working Paper
Endogenous innovation in a north-north model of the product cycle

This paper examines the effect of endogenous innovation in a North-North model of the product cycle. Innovation is a dynamic process that requires labor to b employed in research and development for innovation to occur. Technology is transferred both within and across countries. The results show that in this generalized product cycle model, the amount of innovation and technology transfer affects the economic incentives to innovate and the relative wages in both countries. As a result, changes in the amount of innovation in one country can have significant redistributional effects worldwide, ...
Working Papers , Paper 1990-007

Working Paper
The role of capital service-life in a model with heterogenous labor and vintage capital

We examine how the economy responds to both disembodied and embodied technology shocks in a model with vintage capital. We focus on what happens when there is a change in the number of vintages of capital that are in use at any one time and on what happens when there is a change in the persistence of the shocks hitting the economy. The data suggest that these kinds of changes took place in the U.S. economy in the 1990s, when the pace of embodied technical progress appears to have accelerated. We find that embodied technology shocks lead to greater variability (of output, investment and labor ...
Working Paper Series , Paper 2009-24

Journal Article
Research spotlight: Technology, unionization, and income inequality

Related links:
Econ Focus , Volume 16 , Issue 4Q , Pages 11

Conference Paper
Technology and the future of metropolitan economies

Assessing the Midwest Economy , Paper MA-4



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