Search Results

Showing results 1 to 10 of approximately 95.

(refine search)

Journal Article
Are we saving enough?

Americans are saving less than they used to. At the same time, they are spending more years in retirement, and Social Security still has long-term financial shortfalls. The author finds that most American households must raise their saving rates considerably if they are to maintain their current living standards through retirement.
Economic Commentary , Issue Jul

Journal Article
Medical Spending, Bequests, and Asset Dynamics around the Time of Death

Using data from the Health and Retirement Survey, we document the changes in assets that occur before a person's death. Applying an event study approach, we find that during the six years preceding their deaths, the assets of single decedents decline, relative to those of similar single survivors, by an additional $20,000 on average. Over the same time span, the assets of couples who lose a spouse fall, relative to those of similar surviving couples, by an additional $90,000 on average. Households experiencing a death also incur higher out-of-pocket medical spending and other end-of-life ...
Econ Focus , Volume 4Q , Pages 135-157

Conference Paper
The United Kingdom's Pension Program: Panel Discussion

Conference Series ; [Proceedings]

Discussion Paper
New evidence on altruism: a study of TIAA-CREF retirees

Economists make extensive use of two separate descriptions of private saving behavior: the life-cycle (or overlapping generations) model, and models with intergenerational altruism. Analysis of the two frameworks is quite different, as are many of the long-run policy implications. This paper looks at evidence, at the microeconomic level, for and against altruism as a principal determinant of private wealth holdings. The database is new: this paper uses a sample of annuitants in the TIAA-CREF retirement system. We employ a combination of qualitative and quantitative information. Results are: ...
Discussion Paper / Institute for Empirical Macroeconomics , Paper 86

The recovery and monetary policy

Remarks at the National Association for Business Economics Annual Meeting, New York City.
Speech , Paper 89

Journal Article
Working in the golden years and paying for it: the retirement earnings test

With heavy penalties for post-retirement employment, it's no wonder that senior citizens are choosing the golf course over the labor force.
The Regional Economist , Issue Jan , Pages 10-11

Defined contribution plans: the role of income, age and match rates

The growth of defined contribution plans has sparked debate concerning their effectiveness as a vehicle for retirement saving. Using data from the May 1993 Employee Benefits Supplement to the Current Population Survey, this paper examines whether DC plans have expanded overall pension coverage and whether their effects on retirement saving are the same across different age and income groups. Not surprisingly, I find that contributions to and early withdrawals from DC plans are strongly affected by income and age. The paper then discusses whether employer match rates are useful tools for ...
Research Paper , Paper 9517

Journal Article
Underfunding of private pension plans

FRBSF Economic Letter

Conference Paper
Financial education and retirement savings

Proceedings , Paper 882



FILTER BY Content Type

Journal Article 45 items

Working Paper 26 items

Report 7 items

Speech 5 items

Conference Paper 4 items

Newsletter 4 items

show more (3)


French, Eric 9 items

Jones, John Bailey 6 items

De Nardi, Mariacristina 4 items

Gokhale, Jagadeesh 4 items

Johnson, Richard 4 items

Owyang, Michael T. 4 items

show more (112)

FILTER BY Jel Classification

H55 4 items

J14 3 items

J26 3 items

D91 2 items

E62 2 items

H21 2 items

show more (16)

FILTER BY Keywords

Retirement 95 items

Social security 26 items

Pensions 15 items

Saving and investment 15 items

Labor supply 14 items

Labor market 5 items

show more (93)