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Working Paper
Neighborhood Choices, Neighborhood Effects and Housing Vouchers

We study how households choose neighborhoods, how neighborhoods affect child ability, and how housing vouchers influence neighborhood choices and child outcomes. We use two new panel data sets with tract-level detail for Los Angeles county to estimate a dynamic model of optimal tract-level location choice for renting households and, separately, the impact of living in a given tract on child test scores (which we call ?child ability" throughout). We simulate optimal location choices and changes in child ability of the poorest households in our sample under various housing-voucher policies. We ...
Working Paper Series , Paper WP-2017-2

Conference Paper
Asset accumulation in low-resource households: evidence from individual development accounts

Proceedings , Paper 799

Journal Article
The microfinance revolution: an overview

The Nobel Prize committee awarded the 2006 Nobel Peace Prize to Muhammad Yunus and the Grameen Bank "for their efforts to create economic and social development from below." The microfinance revolution has come a long way since Yunus first provided financing to the poor in Bangladesh. The committee has recognized microfinance as "an important liberating force" and an "ever more important instrument in the struggle against poverty." Although several authors have provided comprehensive surveys of microfinance, our aim is somewhat more modest: This article is intended as a ...
Review , Volume 90 , Issue Jan , Pages 9-30

Journal Article
The impact of poverty on the location of financial establishments: evidence from across-county data

The location of bank branches is an important issue for consumer advocates and other groups that monitor access to financial services for low- and moderate income people. The proximity of banks and their branches to the places where people live and work is one basic element of mainstream financial access. The ability of people to choose from an array of financial products, especially those offered through the banking system, is fundamentally related to the economic well-being of a community.
Profitwise , Issue Apr , Pages 2-5

Journal Article
A bird’s-eye county view of poverty

Fedgazette , Volume 18 , Issue Nov , Pages 8-9

Journal Article
Drawing the line: New measures of poverty illustrate just how hard it is to define who is poor

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Econ Focus , Volume 17 , Issue 1Q , Pages 12-16

Working Paper
The effects of minimum wages on the distribution of family incomes: a nonparametric analysis

The primary goal of a national minimum wage floor is to raise the incomes of poor families with members in the work force. We present evidence on the effects of minimum wages on family incomes from March CPS surveys. Using non-parametric estimates of the distributions of family income relative to needs in states and years with and without minimum wage increases, we examine the effects of minimum wages on this distribution, and on the distribution of the changes in income that families experience. Although minimum wages do increase the incomes of some poor families, the evidence indicates that ...
Working Papers (Old Series) , Paper 0412

Journal Article
Does lower unemployment reduce poverty?

In "Does Lower Unemployment Reduce Poverty?" Bob DeFina considers the link between unemployment and poverty. How strong the link is depends critically on how we measure poverty. During the past two decades, researchers have identified numerous shortcomings in the government's official procedures for determining the extent of poverty. DeFina presents empirical evidence that improved measures of poverty are less strongly related to changes in unemployment than the headcount rate, the government's official measure.>
Business Review , Issue Q3 , Pages 34-41

Journal Article
Concentrated poverty

Although the U.S. poverty rate was the same in 2000 as it was in 1970, the geographic distribution of the poor has become more concentrated. A higher concentration of poor in poor neighborhoods is a concern because it may mean the poor are exposed to fewer opportunities that affect their outcomes in life, like employment and income. We show where and how poverty has become more concentrated in the United States, and who is most likely to be affected.
Economic Commentary , Issue Dec

Journal Article
Atlanta Fed participates in poverty research

The Atlanta Fed will join counterparts from other Reserve Banks and other experts to identify new ways to help some impoverished U.S. communities in fast-growing metropolitan areas, older cities, and rural areas.
Financial Update , Volume 20 , Issue 1



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