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Keywords:Payment systems 

Journal Article
Federal Reserve and the payments system: upgrading electronic capabilities for the 1980s

Federal Reserve Bulletin , Issue Feb

Journal Article
Daylight overdrafts and payments system risks

During the last several years, the banking community has become increasingly aware of the risks faced by participants on electronic funds transfer (EFT) networks. Of particular concern have been the volume and incidence of daylight overdrafts on Fedwire and the risk of systemic failure due to the failure of a participant on one of the private EFT networks. In this article, David L. Mengle develops an economic framework for analyzing the risks borne by network participants, and then discusses several alternative risk reduction measures. Mengle argues that, on Fedwire, pricing of daylight ...
Economic Review , Volume 71 , Issue May , Pages 14-27

Journal Article
Risks of identity theft: Can the market protect the payment system?

Identity theft has been a feature of financial markets for as long as alternatives have existed to cash transactions. But identity theft has recently occurred on a much larger scale. Data breaches often involve the apparent loss or acknowledged theft of the personal identifying information of thousands--or millions--of people. ; Identity theft poses risks, not only to individuals, but to the integrity and efficiency of the payment system--the policies, procedures, and technology that transfer information for authenticating and settling payments among participants. Identity theft can cause a ...
Economic Review , Volume 92 , Issue Q IV , Pages 5-40

Journal Article
The role of the examiner in limiting payments transfer risks

Special issue on payments system risk
Financial Industry Perspectives

Conference Paper
Remarks on interchange fees : central bank perspectives and options

Proceedings – Payments System Research Conferences , Issue May , Pages 289-307

Journal Article
Antitrust and payment technologies: commentary

Review , Issue Nov , Pages 60-63

Conference Paper
Are there network externalities in electronic payments?

Proceedings , Paper 652

Conference Paper
Non-bank payment activities: an overview: opening remarks

Proceedings – Payments System Research Conferences

Working Paper
Demandable debt as a means of payment: banknotes versus checks

We examine the question of whether transactable forms of privately issued, demandable debt are better used as "banknotes" or "checks." The distinction between the two is that a check must be redeemed by the issuing bank with each use, whereas a banknote can circulate. We find that the answer to the question depends critically on the cost of early redemption. If this cost is small, banknotes will not circulate, so the question is moot. If this cost is large, incentive problems will prevent the issue of banknotes. For intermediate values of the early redemption cost, the option of early ...
FRB Atlanta Working Paper , Paper 98-5

Conference Paper
Mass adoption of retail electronic payments

Proceedings , Paper 596



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anonymous 58 items

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