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Report
The 2014 Survey of Consumer Payment Choice: Technical Appendix
This document serves as the technical appendix to the 2014 Survey of Consumer Payment Choice administered by the RAND Corporation. The Survey of Consumer Payment Choice (SCPC) is an annual study designed primarily to collect data on attitudes to and use of various payment instruments by consumers over the age of 18 in the United States. The main report, which introduces the survey and discusses the principal economic results, can be found at http://www.bostonfed.org/economic/cprc/SCPC. In this data report, we detail the technical aspects of the survey design, implementation, and analysis.
Report
Our payments system: challenges and opportunities. 1997 Annual report of the Federal Reserve Bank of Cleveland.
An essay that considers the rapid transformation of payments systems as well as the challenges and opportunities facing its participants, including the Federal Reserve.
Briefing
Should Central Banks Worry About Facebook's Diem and Alibaba's Alipay?
Alibaba — an e-commerce platform in China similar to Amazon — has created its own payment system (Alipay) to provide currency-like services: facilitating transactions, supporting peer-to-peer transfers and paying interest. Platforms like Facebook and Amazon are also researching creating their own digital currencies, but so far they have relied primarily on existing payment methods. What drives platforms to develop their own digital currency rather than use existing cash and card options? And should central banks and financial regulators worry about platforms issuing their own currency?