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Keywords:Payment 

Report
Our payments system: challenges and opportunities. 1997 Annual report of the Federal Reserve Bank of Cleveland.

An essay that considers the rapid transformation of payments systems as well as the challenges and opportunities facing its participants, including the Federal Reserve.
Annual Report

Briefing
Should Central Banks Worry About Facebook's Diem and Alibaba's Alipay?

Alibaba — an e-commerce platform in China similar to Amazon — has created its own payment system (Alipay) to provide currency-like services: facilitating transactions, supporting peer-to-peer transfers and paying interest. Platforms like Facebook and Amazon are also researching creating their own digital currencies, but so far they have relied primarily on existing payment methods. What drives platforms to develop their own digital currency rather than use existing cash and card options? And should central banks and financial regulators worry about platforms issuing their own currency?
Richmond Fed Economic Brief , Volume 21 , Issue 17

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