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Working Paper
Implications of Student Loan COVID-19 Pandemic Relief Measures for Families with Children

The initial years of the COVID-19 pandemic and the resulting economic fallout likely posed particular financial strain on U.S. households with children, who faced income disruptions from widespread jobs and hours cuts in addition to new childcare and instruction demands. One common expense for many such households is their student loan payment. The Coronavirus Aid, Relief, and Economic Security (CARES) Act included provisions to curb the impacts of these payments, which have been extended several times. These measures were not targeted and thus applied independent of need. This chapter ...
Finance and Economics Discussion Series , Paper 2023-025

Working Paper
Optimal Management of an Epidemic: Lockdown, Vaccine and Value of Life

This paper analyzes the optimal management of a pandemic (stay-at-home and vaccination policies) in a dynamic model. The optimal lockdown policies respond to the spread of the virus with significant restrictions to employment, followed by partial loosening before the peak of the epidemic. Upon the availability of a vaccine, the optimal vaccination policy has an almost bang-bang property, despite the loss of immunity of the vaccinated: vaccinate at the highest possible rate, and then rapidly converge to the steady state. The model illustrates interesting trade-offs as it implies that lower ...
Working Papers , Paper 2020-046

Journal Article
What Has Driven the Recent Increase in Retirements?

During the pandemic, the share of retirees in the U.S. population rose much faster than its normal pace. Typically, an increase in this share is driven by more people transitioning from employment to retirement. However, we show that the recent increase was instead driven by fewer people transitioning from retirement back into employment, likely due to pandemic-related health risks. More retirees may rejoin the workforce as these health risks fade, but the retirement share is unlikely to return to a normal level for some time.
Economic Bulletin , Issue August 11, 2021 , Pages 4

Pondering Payments: Challenges of Reaching All Americans

Policy Perspectives

Are Contactless Payments Finally Poised for Adoption?

Two types of contactless payments, near-field communication (NFC) and quick response (QR) code, have seen a boost from the COVID-19 pandemic.
Payments System Research Briefing

Working Paper
The COVID-19 Pandemic and Asian American Employment

Recent studies have documented the disparate impact of the COVID-19 pandemic on labor market outcomes for different racial groups. This paper adds to this literature by documenting that the employment of Asian Americans - in particular those with no college education - has been especially hard hit by the economic crisis associated with the onset of the pandemic. This can only partly be explained by differences in demographics, local market conditions, and job characteristics, and it also cannot be entirely explained by possible different selection into education levels across ethnic groups. ...
Working Paper Series , Paper WP-2020-19

Journal Article
How the Pandemic Influenced Trends in Domestic Migration across U.S. Urban Areas

Prior to the COVID-19 pandemic, net domestic migration in the United States was generally increasing in smaller urban areas while declining in the largest urban areas; as people sought to mitigate exposure to COVID-19 and avoid stricter lockdown measures, the pandemic may have accelerated this trend. Changes in domestic migration trends may influence the longer-term growth prospects of places, but investigating recent trends in domestic migration can be challenging because data from official government sources are released with a long lag.Jason P. Brown and Colton Tousey overcome this lag by ...
Economic Review , Volume 106 , Issue no. 4

Journal Article
The Evolving Relationship between COVID-19 and Financial Distress.

During most of the COVID-19 pandemic, regions with high financial distress saw disproportionately more infections and deaths than regions with low financial distress. As of February 2021, cumulative infections appear more evenly distributed. However, total deaths remain higher in financially distressed regions.
Economic Bulletin , Issue February 24, 2021 , Pages 3


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