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Journal Article
What can price theory say about the Community Reinvestment Act?
Walter, John R.; Lacy, Robert L.
(2002-04)
Economic Quarterly
, Issue Spr
, Pages 1-27
Journal Article
Using collateral to secure loans
Leitner, Yaron
(2006-04)
In ?Using Collateral to Secure Loans,? Yaron Leitner asks: Why is collateral used to secure some loans, but not others? And why does collateral potentially involve more risk? He considers these questions, looking at some of the explanations for using collateral, focusing on its benefits and drawbacks.
Business Review
, Issue Q2
, Pages 9-16
Journal Article
Household borrowing in the recovery
Luckett, Charles A.; Seiders, David F.
(1978-03)
Federal Reserve Bulletin
, Issue Mar
, Pages 153-160
Conference Paper
Community organization and Community Reinvestment Act lending in Washington, D.C.
Holyoke, Thomas T.
(2001)
Proceedings
, Paper 795
Conference Paper
The small business lending relationship: session B (discussion comments)
Udell, Gregory F.; Strahan, Philip E.
(1999)
Proceedings
, Paper 763
Conference Paper
Summary of \"Institutional investment in syndicated loans\"
Nandy, Debarshi K.; Shao, Pei
(2008)
Proceedings
, Paper 1098
Working Paper
Loan regulation and child labor in rural India
Zimmermann, Christian; Dasgupta, Basab
(2012)
We study the impact of loan regulation in rural India on child labor with an overlapping-generations model of formal and informal lending, human capital accumulation, adverse selection, and differentiated risk types. Specifically, we build a model economy that replicates the current outcome with a loan rate cap and no lender discrimination by risk using a survey of rural lenders. Households borrow primarily from informal moneylenders and use child labor. Removing the rate cap and allowing lender discrimination markedly increases capital use, eliminates child labor, and improves welfare of all ...
Working Papers
, Paper 2012-027
Conference Paper
The importance of trust in micro-credit borrowing groups
Anthony, Denise L.
(1999)
Proceedings
, Paper 782
Conference Paper
Subprime lending: neighborhood patterns over time
Russo, Karl; Hershaff, Jonathan; Wachter, Susan M.
(2005)
Proceedings
, Paper 954
Conference Paper
Comments on relationship lending
Udell, Gregory F.
(2002)
Proceedings
, Paper 834
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