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Keywords:Interest 

Journal Article
Interest on reserves and monetary policy

Paper for a conference sponsored by the Federal Reserve Bank of New York entitled Financial Innovation and Monetary Transmission
Economic Policy Review , Volume 8 , Issue May , Pages 77-84

Journal Article
North Texas income dip may reflect decline in education

Southwest Economy , Issue Sep , Pages 10

Journal Article
The California \\"rate gap\\" since the BankAmerica-Security Pacific merger

FRBSF Economic Letter

Journal Article
Membership structure, competition, and occupational credit union deposit rates

How do occupational credit unions set deposit rates? This article shows that the answer to this question will depend on (i) who actually makes business decisions in credit unions (who is in control), and (ii) whether local deposit market competition is important. It is not obvious who controls occupational credit unions. If the sponsor (the employer) is in control, then loans and deposits are priced to maximize the surplus received by all of the credit union?s current and potential members (those eligible to join). If members are in control, then a group of members with a majority can ...
Review , Volume 83 , Issue Jan , Pages 41-50

Working Paper
Bank deposit rate clustering: theory and empirical evidence

An examination of banks' optimal deposit-rate-setting behavior when some customers have limited recall, showing that when banks exploit this phenomenon, deposit rates will tend to be set at round fractions and will be relatively "sticky" at these levels.
Working Papers (Old Series) , Paper 9604

Journal Article
Requiem for Regulation Q: what it did and why it passed away

Review , Issue Feb , Pages 22-37

Journal Article
Again, Reg Q

FRBSF Economic Letter

Journal Article
Should money be redefined?

FRBSF Economic Letter

Journal Article
Bank entry and deregulation

FRBSF Economic Letter

Journal Article
Certificates

FRBSF Economic Letter

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