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Keywords:Housing subsidies 

Journal Article
New arguments for employer-assisted housing

In some parts of the country, innovation and experimentation have helped employer-assisted housing (EAH) programs gain momentum, providing New Englanders additional rationale for implementing these programs. This article describes how EAH works, its potential benefits, how it is being implemented around the country, and how our region can make better use of these programs to promote competitiveness and affordable housing.
New England Community Developments

Journal Article
A deposit makes change : partnership yields new home improvement loans

Banking and Community Perspectives , Issue 2 , Pages 1-2

Journal Article
Opportunities within the disability housing market

With 14.2 percent of the population over the age of 5 having a disability,[1] finding viable housing options that are universally designed and constructed to be accessible for people with disabilities is an ongoing challenge in Texas. And promoting housing solutions and partnerships that can benefit this growing population has become critical, not just for Texas but for the entire country. Not only is the need enormous, but federal government resources that traditionally have funded housing for people with disabilities have evolved and retrenched in the wake of the financial crisis. As a ...
e-Perspectives , Issue 4

Journal Article
Homeowner subsidies

Though some programs that were created to promote homeownership in the United States, like Fannie Mae and Freddie Mac, have been harshly criticized in the wake of the housing crisis, we are likely to continue to provide some form of taxpayer-funded assistance to those who would become homeowners. Historically, assistance has taken the form of either interest rate or down-payment subsidies, but recent research suggests that down-payment subsidies are much more effective. They create successful homeowners?homeowners who keep their homes?at a lower cost.
Economic Commentary , Issue Feb

Journal Article
Innovation can spark low-income markets

Central Banker , Issue Spring

Journal Article
Commentary

This paper was presented at the conference "Policies to Promote Affordable Housing," cosponsored by the Federal Reserve Bank of New York and New York University's Furman Center for Real Estate and Urban Policy, February 7, 2002. It was part of Session 4: Housing Subsidies and Finance, and is a commentary on "Comparing the costs of federal housing assistance programs" by Denise DiPasquale, Dennis Fricke and Daniel Garcia-Diaz.
Economic Policy Review , Issue Jun , Pages 167-168

Working Paper
An analysis of the neighborhood impacts of a mortgage assistance program: a spatial hedonic model

Down-payment or closing-cost assistance is an effective program in addressing the wealth constraints of low- and moderate-income homebuyers. However, the spillover effect of such programs on the neighborhood is unknown. This paper estimates the impact of the City of Dallas Mortgage Assistance Program (MAP) on nearby home values using a hedonic model of home sales from 1990 to 2006. We define neighborhoods of 1,000 feet around each sale and estimate the average differences in sales prices between neighborhoods with various numbers of MAP properties before and after their appearance. We find ...
Working Papers , Paper 1001

Journal Article
A brief on emerging affordable rental housing trends in economically stressed Chicago communities

For decades, nonprofit housing and consumer-focused organizations have worked in low- and moderate-income (LMI) areas to address improvident mortgage lending practices that have led to high rates of vacancy and unstable neighborhoods. Questionable lending is not a new problem in LMI areas, in short, but the pace of this lending in LMI areas increased as the last decade?s housing bubble inflated. Many unsound lending practices (including failure to prevent fraudulent use of primary residence mortgages to finance investment property1) spread to mainstream housing markets in the first half of ...
Profitwise , Issue Dec , Pages 9-10

Working Paper
The impact of LIHTC program on local schools

The low-income housing tax credit (LIHTC) program has developed over two million rental homes for low-income households since 1986. The perception of deterioration in school quality has been a main reason for community opposition to LIHTC projects in middle-and upper-income areas. In this paper, we examine the impact of LIHTC projects on the nearby school performance. The LIHTC projects tend to have positive and statistically significant impacts on school performance the year they are placed in service and this finding is robust to various specifications. Offsetting these, the one year lag ...
Working Papers , Paper 1006

Journal Article
Comparing the costs of federal housing assistance programs

This paper was presented at the conference "Policies to Promote Affordable Housing," cosponsored by the Federal Reserve Bank of New York and New York University's Furman Center for Real Estate and Urban Policy, February 7, 2002. It was part of Session 4: Housing Subsidies and Finance.
Economic Policy Review , Issue Jun , Pages 147-166

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