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Keywords:Housing policy 

Working Paper
Land Bank 2.0: an empirical evaluation

Cuyahoga County created a land bank in 2009 explicitly intended to acquire low-value properties, mitigate blighted housing, help stabilize neighborhoods, and slow the decline of property values. This paper evaluates the effectiveness of the land bank by estimating spatially-corrected hedonic price models using sales near the land bank homes. Homes that sold within 500 feet of a property that would be acquired by the land bank in the next six months show a 3 to 5 percent discount versus observationally similar homes. Homes that sold within 500 feet of a land bank owned home sold at prices ...
Working Papers (Old Series) , Paper 1230

Journal Article
The impacts of new neighborhoods on poor families: evaluating the policy implications of the moving to opportunity demonstration

This paper was presented at the conference "Policies to Promote Affordable Housing," cosponsored by the Federal Reserve Bank of New York and New York University's Furman Center for Real Estate and Urban Policy, February 7, 2002. It was part of Session 3: The Impact of Housing on People and Places.
Economic Policy Review , Issue Jun , Pages 113-140

Journal Article
Conference explores interaction between housing and economy

Economists and housing experts came together recently at the Atlanta Fed to examine how housing finance and policy affect the larger economy and how the larger economy affects housing.
Financial Update , Volume 18 , Issue Q 3

Journal Article
Preservation first

This paper was presented at the conference "Policies to Promote Affordable Housing," cosponsored by the Federal Reserve Bank of New York and New York University's Furman Center for Real Estate and Urban Policy, February 7, 2002. It was part of Session 5: Remarks on the Future of Housing Policy.
Economic Policy Review , Issue Jun , Pages 195-197

Journal Article
Comparing the costs of federal housing assistance programs

This paper was presented at the conference "Policies to Promote Affordable Housing," cosponsored by the Federal Reserve Bank of New York and New York University's Furman Center for Real Estate and Urban Policy, February 7, 2002. It was part of Session 4: Housing Subsidies and Finance.
Economic Policy Review , Issue Jun , Pages 147-166

Speech
The national and regional economic outlook

Remarks at Fordham University's Gabelli School of Business, Bronx, New York.
Speech , Paper 69

Journal Article
Neighborhood housing dervices of Chicago homeownership preservation iinitiative

On Wednesday, September 3, 2003, the Federal Reserve Bank of Chicago hosted a breakfast meeting at which Neighborhood Housing Services (NHS) of Chicago made a presentation on the progress of HOPI, the Home Ownership Preservation Initiative. HOPI, officially launched in April of 2003, is a partnership between the City of Chicago, NHS and key financial institutions who conduct business in Chicago, including General Motors Acceptance Corporation?Residential Funding Corporation (GMAC-RFC), Chase Manhattan Mortgage Corp., Bank One Corp., LaSalle Bank, Harris Trust and Savings Bank, Bank of America ...
Profitwise , Issue May

Discussion Paper
The quality of FHA lending in Pennsylvania, New Jersey, and Delaware

The Federal Housing Administration (FHA), an agency within the Department of Housing and Urban Development (HUD), insures mortgage loans made by private lenders. All FHA-insured borrowers pay mortgage insurance as one of the terms of their mortgage loan, and this insurance protects the lender against losses if the borrower defaults. In addition to providing a mortgage guarantee, the FHA single-family loan program has features such as a low down payment and a low minimum credit score that benefit borrowers who may not be able to obtain financing in the conventional market. Because of the FHA?s ...
Community Affairs Discussion Paper , Paper 11-02

Working Paper
An analysis of the neighborhood impacts of a mortgage assistance program: a spatial hedonic model

Down-payment or closing-cost assistance is an effective program in addressing the wealth constraints of low- and moderate-income homebuyers. However, the spillover effect of such programs on the neighborhood is unknown. This paper estimates the impact of the City of Dallas Mortgage Assistance Program (MAP) on nearby home values using a hedonic model of home sales from 1990 to 2006. We define neighborhoods of 1,000 feet around each sale and estimate the average differences in sales prices between neighborhoods with various numbers of MAP properties before and after their appearance. We find ...
Working Papers , Paper 1001

Discussion Paper
Housing policy and poverty in Springfield

This essay considers whether housing policies may have contributed to the concentration of poverty in downtown Springfield, Massachusetts ? a question that emerged in conversations with local leaders. Springfield is not alone in having large numbers of lower income households living downtown. This pattern is common in American cities. Recent research emphasizes the role of public transportation in causing lower income households to live closer to downtown. However, spillover effects and government policies, including housing policies, have reinforced this tendency. The essay reviews federal ...
Public and Community Affairs Discussion Papers , Paper 2011-1

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