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Journal Article
Converging household debt ratios of four industrial countries
Christelow, Dorothy B. (1987-01)
Quarterly Review , Volume 12 , Issue Win

Journal Article
Housing finance and the transmission of monetary policy
Ryding, John (1990-07)
Quarterly Review , Volume 15 , Issue Sum

Report
Housing finance and the transmission mechanism of monetary policy
Ryding, John (1990)
Research Paper , Paper 9008

Report
Econometric analysis of the recent downturn in housing construction: was it a credit-crunch?
Boldin, Michael D. (1993)
Research Paper , Paper 9332

Speech
The national and regional economic outlook
Dudley, William (2011)
Remarks at the University at Albany, Albany, New York.
Speech , Paper 70

Speech
Housing and the economic recovery
Dudley, William (2012)
Remarks at the New Jersey Bankers Association Economic Forum, Iselin, New Jersey.
Speech , Paper 73

Speech
Opening remarks at the Distressed Residential Real Estate: Dimensions, Impacts, and Remedies Conference
Dudley, William (2012)
Opening Remarks at the Distressed Residential Real Estate: Dimensions, Impacts, and Remedies Conference, New York City.
Speech , Paper 88

Speech
Testimony on housing finance reform: essential elements of a government guarantee for mortgage-backed securities
Tracy, Joseph (2013)
Testimony before the U.S. Senate Committee on Banking, Housing and Urban Affairs, Washington, D.C.
Speech , Paper 122

Discussion Paper
The affordable housing shortage: considering the problem, causes and solutions
Feldman, Ron J. (2002)
Many observers claim that we are in the midst of an affordable housing shortage or, even worse, an affordable housing crisis. The primary concern is that too many households live in unaffordable rental units. We hope to clarify the current debate by first measuring the size of the problem, then diagnosing its underlying causes and, finally, discussing treatments that policymakers should consider. While our review is hardly exhaustive, we conclude that a shortage of income is largely behind the housing affordability problem despite the current focus on housing. Policymakers should recognize ...
Banking and Policy Studies , Paper 2-02

Working Paper
Mortgage contracts and housing tenure decisions
Chambers, Matthew; Garriga, Carlos; Schlagenhauf, Don E. (2007)
In this paper, we analyze various mortgage contracts and their implications for housing tenure and investment decisions using a model with heterogeneous consumers and liquidity constraints. We find that different types of mortgage contracts influence these decisions through three dimensions: the downpayment constraint, the payment schedule, and the amortization schedule. Contracts with lower downpayment requirements allow younger and lower income households to enter the housing market earlier. Mortgage contracts with increasing payment schedules increase the participation of first-time ...
Working Papers , Paper 2007-040

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