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Keywords:Households - Economic aspects 

Speech
The national and regional economic outlook

Remarks at the University at Albany, Albany, New York.
Speech , Paper 70

Speech
Securing the recovery and building for the future

Remarks at United States Military Academy at West Point, West Point, New York.
Speech , Paper 66

Speech
Housing and the economic recovery

Remarks at the New Jersey Bankers Association Economic Forum, Iselin, New Jersey.
Speech , Paper 73

Speech
Impact of the Great Recession on public schools in the region

Remarks at the Quarterly Regional Economic Press Briefing, New York City.
Speech , Paper 74

Speech
Improving survey measures of inflation expectations

Remarks at Forecasters Club of New York, New York City.>
Speech , Paper 49

Speech
The case for TIPS: an examination of the costs and benefits

Remarks at the Federal Reserve Bank of New York Inflation-Indexed Securities and Inflation Risk Management Conference.
Speech , Paper 11

Discussion Paper
Changes in U.S. household balance sheet behavior after the housing bust and Great Recession: evidence from panel data

This paper uses panel data through 2011 to examine evidence of shifts in household balance sheet behavior following the financial crisis and Great Recession. The paper considers evidence of balance sheet repair through debt repayment as well as changes in the composition of households? balance sheets and/or saving decisions to determine whether households? desire for holding or investing in riskier versus safer assets has changed. The data show relatively small and limited balance sheet adjustment?especially for those households considered the most likely to have been impacted by the economic ...
Public Policy Discussion Paper , Paper 13-6

Conference Paper
How household fare after payday credit banks

Proceedings , Paper 1083

Working Paper
The role of households' collateralized debts in macroeconomic stabilization

Market innovations following the financial reforms of the early 1980's relaxed collateral constraints on households' borrowing. This paper examines the implications of this development for macroeconomic volatility. We combine collateral constraints on households with heterogeneity of thrift in a calibrated general equilibrium model, and we use this tool to characterize the business cycle implications of realistically lowering minimum down payments and rates of amortization for durable goods purchases. The model predicts that this relaxation of collateral constraints can explain a large ...
Working Paper Series , Paper WP-04-24

Conference Paper
A financial services survey of low income households

In 2003 and 2004, MetroEdge conducted a survey of the financial behavior and attitudes of low- and moderate-income households in Los Angeles, Chicago and Washington, DC. While the results are consistent with prior research that this population is less ?banked? than the general public, they also show that much of the population uses both banks or credit unions and alternative financial institutions and systems for payments, credit and saving. Part of this is the result of network effects: checks are not a universally accepted means of payment in the community. The survey also shows a high ...
Proceedings , Paper 956

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Dudley, William 17 items

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Households - Economic aspects 99 items

Economic conditions 19 items

Consumer behavior 15 items

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