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Keywords:Federal Reserve District, 4th 

Working Paper
An analysis of foreclosure rate differentials in soft markets

A quantile regression model is used to identify the main neighborhood characteristics associated with high foreclosure rates in weak market neighborhoods, specifically for two counties in Ohio and one in Pennsylvania. A decomposition technique by Machado and Mata (2005) allows separating foreclosure filing rate differentials across counties into two components: the first due to differences in the levels of neighborhood characteristics and the second due to differences in the model parameters. At higher than median rates, foreclosure rate differentials between counties in Ohio are mainly ...
Working Papers (Old Series) , Paper 0811

Speech
Lake Effect: Views from the Fourth District on the Economy and Monetary Policy

Remarks by Beth M. Hammack, President and Chief Executive Officer, Federal Reserve Bank of Cleveland at the City Club of Cleveland, Friday Forum, Cleveland, OH, December 6, 2024, 12:00 noon EST: Good afternoon. It’s an honor to join the ranks of speakers who have engaged with the City Club of Cleveland. I’m a fan of your mission to create conversations of consequence that help democracy thrive, and I hope to contribute to that tradition today. I look forward to your questions, in particular because understanding what’s on your minds is an important part of my job as Cleveland Fed ...
Speech

Journal Article
Statement to Congress, March 10, 1993 (economic developments in the Fourth Federal Reserve District, and monetary policy)

Federal Reserve Bulletin , Issue May , Pages 405-409

Journal Article
Midyear report of the Fourth District Economists' Roundtable

A summation of the May 20, 1994 meeting of the Fourth District Economists' Roundtable, at which participants offered their views on the current and prospective state of the economy and discussed the limitations of describing the U.S. business cycle.
Economic Commentary , Issue Aug

Journal Article
Labor productivity growth across states

Labor productivity growth, a measure of output per unit of work, is closely tied to gains in wages and living standards, and it provides a direct measure of a country?s competitive position over time. The same holds true for states. Since the last business cycle peak in 2000, states boosted their average labor productivity growth to 2.3 percent. In Ohio, this growth came as a result of modest output growth accompanied by sharp employment losses. Although this has been a painful transition for the Fourth District, solid productivity gains have made the remaining firms and workers more ...
Economic Commentary , Issue Jun

Journal Article
Statement to Congress, October 19, 1993 (release of information about the meetings of the Federal Open Market Committee)

Federal Reserve Bulletin , Issue Dec , Pages 1119-1120

Speech
REO and vacant property strategies for neighborhood stabilization: Reserve Bank Presidents’ perspective, a speech presented at the Neighborhood Stabilization Summit in Washington, D.C. on September 2, 2010

In a speech at the REO and Vacant Property Strategies for Neighborhood Stabilization Summit, Federal Reserve Bank of Cleveland President and CEO Sandra Pianalto discussed the weak housing market in her region and some of the ideas that have emerged from the Bank's research and outreach efforts related to the housing crisis. She concluded by describing a new proposal to use the Community Reinvestment Act's flexibility to channel more resources to REO disposition.
Speech , Paper 30

Journal Article
Atlanta and Cleveland feds team to run system's retail payments office

Financial Update , Volume 11 , Issue Apr , Pages 1-2

Journal Article
NAFTA and the Midwest

Proceedings of the October 2, 1992 meeting of the Fourth District Economists' Roundtable, which looked at the North American Free Trade Agreement's likely impact on the U.S. and Midwest economies.
Economic Commentary , Issue Oct

Journal Article
Have the characteristics of high-earning banks changed? Evidence from Ohio

An analysis of the effects of deregulation on the earnings of Ohio banks in the last decade, finding that the top-performing financial institutions earned even higher returns on assets after deregulation, while the earnings of poorly managed banks deteriorated.
Economic Commentary , Issue Sep

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