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Speech
Commencement address: at the 2009 Commencement of the Boston College School of Law, Newton, Massachusetts, May 22, 2009
Bernanke, Ben S. (2009)
Speech , Paper 466

Journal Article
College degrees: why aren't more people making the investment?
Gascon, Charles S.; Canon, Maria E. (2012-04)
The benefits of a college diploma are many, including higher pay, lower unemployment, maybe even better health. Yet many high school graduates still do not pursue a college degree. This article examines several key reasons why more people aren?t making this investment in themselves.
The Regional Economist , Issue Apr

Working Paper
A literature review on the effectiveness of financial education
Martin, Matthew (2007)
This survey summarizes current research on financial literacy efforts. Because most financial literacy programs are relatively new, much of the literature reviewed here is also new and part of a field that is still developing as a program of research. However, we can conclude that financial education is necessary and that many existing approaches are effective. Among the findings are that some households make mistakes with personal finance decisions; mistakes are more common for low income and less educated households; there is a causal connection between increases in financial knowledge and ...
Working Paper , Paper 07-03

Journal Article
Preparing for the 21st century economy.
Santomero, Anthony M. (2005-01)
After 30 years of university teaching and almost five years as a Reserve Bank president, Anthony M. Santomero knows the importance of education to a well-functioning economy. In recent years, he has seen several broad, long-term trends emerge-trends that will undoubtedly shape our environment and our economic fortunes. In "Preparing for the 21st Century Economy," he talks about two trends he deems to be of particular importance. First is the steady increase in international trade that has spilled over from the second half of the 20th century into the new millennium. Second is the ...
Business Review , Issue Q1 , Pages 1-6

Working Paper
Do loans increase college access and choice?: examining the introduction of universal student loans
Long, Bridget Terry (2007)
The returns to college are substantial, including increased earnings and public benefits, such as better health and increased involvement in public service and giving. As a result, since the introduction of the Guaranteed Student Loan program in 1965 and the Pell Grant in 1972, the federal government has experimented with using financial aid to increase college access, choice, and affordability. ; Although years of research support the notion that financial aid can influence students' post-secondary decisions, questions remain about the best ways to design such programs and the relative ...
New England Public Policy Center Working Paper , Paper 07-1

Journal Article
Can young Americans compete in a global economy?
Cascio, Elizabeth (2008)
Young Americans have to compete for jobs not only with other Americans but also with qualified job-seekers worldwide. Are they ready for the challenge? This Letter sheds new light on the question by analyzing data from the International Adult Literacy Survey (IALS).
FRBSF Economic Letter

Journal Article
Human capital and higher education: how does our region fare?
Schiller, Timothy G. (2008-01)
The number of people in a given state or region with a college education varies across the nation. States in the Third Federal Reserve District (Pennsylvania, New Jersey, and Delaware) compare favorably with the nation on measures of college education and the three states as a whole are close to the national average. Despite its average ranking in educational attainment, the area is a premier location for colleges and universities. In ?Human Capital and Higher Education: How Does Our Region Fare?? Tim Schiller evaluates the region?s standing with respect to college education by reviewing data ...
Business Review , Issue Q1 , Pages 16-26

Working Paper
A general equilibrium theory of college with education subsidies, in-school labor supply, and borrowing constraints
Garriga, Carlos; Keightley, Mark P. (2007)
This paper analyzes the effectiveness of three different types of education policies: tuition subsidies (broad based, merit based, and flat tuition), grant subsidies (broad based and merit based), and loan limit restrictions. We develop a quantitative theory of college within the context of general equilibrium overlapping generations economy. College is modeled as a multi-period risky investment with endogenous enrollment, time-to-degree, and dropout behavior. Tuition costs can be financed using federal grants, student loans, and working while at college. We show that our model accounts for ...
Working Papers , Paper 2007-051

Conference Paper
Universities, innovation and economic growth ; proceedings of a conference sponsored by the Federal Reserve Bank of Cleveland, November 16–17, 2006
anonymous (2006-11)
This conference convened academics, angel networks, business leaders, civic and community officials, county and state economic development leaders, law firm representatives, legislators, public policy officials, researchers, and venture financing bankers to examine how universities, innovation, and the economy are not separate entities, but engaged participants working toward a common goal ? stimulating economic growth. Experts from across the country tackled tough questions: How do universities contribute to local innovation and economic growth processes? What are the real-world applications ...
Proceedings , Issue Nov

Journal Article
Career builders: education can help growing minority population
Steeves, Brye (2007-04)
TEN , Issue Spr , Pages 18-25

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