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Keywords:Debit cards 

Conference Paper
Remarks on interchange fees : central bank perspectives and options

Proceedings – Payments System Research Conferences , Issue May , Pages 289-307

Fees, fraud and regulation: force of change in the payment card industry

This article summarizes analysis from three recent Economic Review articles on how changes to card payment technology and debit card regulation will affect the U.S. retail payments system in years to come.
Payments System Research Briefing , Issue Apr

Working Paper
Credit card debt and payment use

Approximately half of credit card holders in the United States regularly carry unpaid credit card debt. These so-called "revolvers" exhibit payment behavior that differs from that of those who repay their entire credit card balance every month. Previous literature has focused on the adoption of debit cards by people who carry credit card balances, but so far there has been no empirical analysis exploring the relationship between revolving behavior and patterns of payment use, such as substitution away from credit cards to other payment methods. ; Using data collected in the 2005 Survey of ...
Working Papers , Paper 08-2

Conference Paper
The need for Federal Reserve and antitrust intervention in the failed U.S. debit and credit card markets

Proceedings – Payments System Research Conferences , Issue May , Pages 157-167

A new era

The U.S. payments system has entered a new era ? one that is witnessing a marked decline in the use of paper checks and a sharp increase in the use of electronic payments.
Payments System Research Briefing , Issue Mar

Merchant steering of consumer payment choice: lessons learned from consumer surveys

Recent policy changes allow merchants to influence consumers? choice of payment instruments by offering price discounts and other incentives. This report describes lessons learned from using consumer survey responses to assess whether merchants tried to influence buyers? choice of payment method. To measure the effects of these recent policy changes, we included questions about merchant steering in pilot versions of a new diary survey of U.S. consumers. Our findings are inconclusive because some respondents interpreted the questions differently from the way we intended. This report aims to ...
Research Data Report , Paper 13-1

Conference Paper
Interchange fees : network, issuer, acquirer, and merchant perspectives : panel remarks

Proceedings – Payments System Research Conferences , Issue May , Pages 169-190

Conference Paper
Interchange in a changing market : observations from the Euro area perspective

Proceedings – Payments System Research Conferences , Issue May , Pages 279-288

Conference Paper
Public policy and the invisible price : competition law, regulation, and the interchange fee

Proceedings – Payments System Research Conferences , Issue May , Pages 231-247

Conference Paper
What do we know about interchange fees and what does it mean for public policy? : commentary on Evans and Schmalensee

Proceedings – Payments System Research Conferences , Issue May , Pages 121-137


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Hayashi, Fumiko 7 items

Weiner, Stuart E. 6 items

Sullivan, Richard J. 5 items

Stavins, Joanna 4 items

Brouwer, Hendrik J. 3 items

Shy, Oz 3 items

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