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Keywords:Consumers 

Journal Article
What's happening at the state and local level

e-Perspectives , Issue 2

Speech
The outlook for the economy

Presentation to Financial Executives International, San Francisco, CA, April 15, 2010
Speech , Paper 81

Speech
Economic outlook

Presented by Charles I. Plosser, President and Chief Executive Officer, Federal Reserve Bank of Philadelphia, Business Leaders Forum, Villanova School of Business, September 29, 2011>
Speech , Paper 56

Briefing
When Paying Bills, Low-Income Consumers Incur Higher Costs

Low-income consumers are more likely to pay bills using costlier payment methods, even when they have access to cheaper bank account-based methods. Digital exclusion, cash flow constraints, and lack of trust in or familiarity with electronic payment methods may explain low-income consumers’ reliance on costlier bill payment methods.
Payments System Research Briefing , Issue November 23, 2021 , Pages 7

Journal Article
Postwar use of consumer funds

Federal Reserve Bulletin , Issue Sep , Pages 967-973

Journal Article
As Manufacturing Weakens, Consumers Pull Back

The United States has faced two recent downturns in manufacturing: one from 2014 to 2015 and one that has been ongoing since 2018. We examine consumption growth at the state level to see how consumers have responded to the current downturn relative to the last. We find that during the current downturn, changes in consumption growth at the state level have been negatively correlated with the state?s share of workers in manufacturing. In contrast, we find the opposite relationship during the 2014?15 downturn.
Economic Bulletin

Journal Article
Are we underestimating the gains from globalization for the United States?

Over the last three decades, trade has more than tripled the variety of international goods available to U.S. consumers. Although an increased choice of goods clearly enhances consumer well-being, standard national measures of welfare and prices do not assign a value to variety growth. This analysis-the first effort to measure such gains-finds that the value to consumers of global variety growth in the 1972-2001 period was roughly $260 billion.
Current Issues in Economics and Finance , Volume 11 , Issue Apr

Journal Article
Recent changes in U.S. family finances: evidence from the 2001 and 2004 Survey of Consumer Finances

Reviews changes in the income and wealth of U.S. families between 2001 and 2004. The discussion draws on data from the Federal Reserve Board's triennial Survey of Consumer Finances for those years and also uses evidence from earlier years of the survey to place the 2001-04 changes in a broader context.
Federal Reserve Bulletin , Volume 92 , Issue Mar , Pages A1-A38

Newsletter
Any bounce in the economy in 2003?

Chicago Fed Letter , Issue Jan

Journal Article
The churn among firms

Southwest Economy , Issue Jan , Pages 6-9

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