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Keywords:Consumer protection 

Journal Article
Fed proposes new protections for credit card users

The Fed has proposed rules to prohibit unfair practices concerning credit card and overdraft services. Among other safeguards, the rules would protect consumers from unexpected interest rate increases on pre-existing card balances.
Financial Update , Volume 21 , Issue 2

Journal Article
Payroll cards receive added protection

Financial Update , Volume 19 , Issue Q 4

Discussion Paper
Banks and the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act

Banks and credit card companies lobbied Congress for several years to amend the Bankruptcy Code because of an increasing number of bankruptcy filings1 and evidence that debtors were abusing the existing code. On April 20, 2005, President Bush signed the Bankruptcy Abuse Prevention and Consumer Protection Act into law. The act makes the most sweeping changes to the Bankruptcy Code since its enactment in 1978, amends the Truth in Lending Act (TILA), and directs the Board of Governors of the Federal Reserve System (the Board) to amend Regulation Z, the Board?s implementing regulation for TILA. ...
Consumer Finance Institute discussion papers , Paper 05-19

Journal Article
Consumer guide to nontraditional mortgages published

Financial Update , Volume 19 , Issue Q 4

Journal Article
Summary of workshop on recent developments in consumer credit and payments

On September 24-25, 2009, the Research Department and the Payment Cards Center of the Federal Reserve Bank of Philadelphia held their fifth joint conference to present and discuss the latest research on consumer credit and payments. Sixty participants attended the conference, which included seven research papers on topics such as securitization and distressed loan renegotiation, consumer disclosure, data breaches and identity theft, and the effects of the U.S. financial crisis on global retail lending. In this article, Mitchell Berlin summarizes the papers presented at the conference.
Business Review , Issue Q1 , Pages 31-38

Journal Article
Revisions to Regulation M official staff commentary effective March 31, 1999

Federal Reserve Bulletin , Issue May


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