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Journal Article
Answering the challenges of creating economic opportunity
Ferguson, Roger W. (2002-12)
What can be done to promote economic opportunity for all citizens and help communities prosper? Roger W. Ferguson, Jr., vice chairman of the Board of Governors of the Federal Reserve System, discussed this issue when he addressed members of the Commercial Club and the Commonwealth Club in Cincinnati on October 10, 2002.
Economic Commentary , Issue Dec

Journal Article
Building bridges in low- and moderate-income communities
Tom, Stanley (2006-04)
Community Investments , Volume 18 , Issue Spr

Working Paper
Are Central Cities Poor and Non-White?
Schuetz, Jenny; Gonzalez, Arturo; Larrimore, Jeff; Merry, Ellen A.; Robles, Barbara J. (2017-03)
For much of the 20th century, America's central cities were viewed as synonymous with economic and social hardship, often used as proxy for low-income communities of color. Since the 1990s, however, many metropolitan areas have seen a resurgence of interest in central city neighborhoods. Theoretical models of income sorting lead to ambiguous predictions about where households of different income levels will live within metropolitan areas. In this paper, we explore intra-city spatial patterns of income and race for U.S. metropolitan areas, focusing particularly on the locations of low-income ...
Finance and Economics Discussion Series , Paper 2017-031

Monograph
Building sustainable communities - foreword
Duke, Elizabeth A. (2012)
At one time, policy discussions revolved around whether community development was about people or places. Governor Duke argues that the debate is over and both sides won. She points out that successful community development is based on attention to both the physical infrastructure, whether housing or commercial spaces, and the health and welfare of the residents therein. For this reason, Governor Duke suggests that community development today is a multidisciplinary exercise that challenges us to think holistically about how housing relates to jobs, educational opportunities, transportation, ...
Monograph

Journal Article
Effects of homeownership on children: the role of neighborhood characteristics and family income
Newman, Sandra J.; Harkness, Joseph M. (2003-06)
This paper was presented at the conference "Policies to Promote Affordable Housing," cosponsored by the Federal Reserve Bank of New York and New York University's Furman Center for Real Estate and Urban Policy, February 7, 2002. It was part of Session 3: The Impact of Housing on People and Places.
Economic Policy Review , Issue Jun , Pages 87-107

Journal Article
Understanding the different types of low-income neighborhoods
Hopkins, Elwood (2010-04)
Community Investments , Volume 22 , Issue Spr

Journal Article
The role of funders in university-community partnerships
Gill, Kathleen (1999-04)
Kathleen Gill of the Federal Reserve Bank of Boston outlines the role played by grant-making institutions in fueling the emerging field of university-community partnerships.
Communities and Banking , Issue Spr , Pages 19-23

Working Paper
Collaborators or competitors? Exploring the relationships between community development financial institutions and conventional lenders in small business finance
Smith, Geoff; Newon, Jennifer; Zielenbach, Sean; Duda, Sarah (2009)
This study examines the nature of the interaction of banks and community development financial institutions (CDFIs) in small business lending. We examine the experience of six different CDFIs that vary by size, corporate structure, and market. We explore how they both collaborate and compete with regulated lenders, and how changes in local and national market dynamics affect their activities. Our case studies are not necessarily representative of the CDFI industry, but they offer insights on the factors that shape CDFIs? interactions with and responses to more mainstream institutions. Our ...
Community Development Working Paper , Paper 2009-02

Working Paper
Credit unions, community development finance, and the Great Recession
Rosenthal, Clifford (2012)
Community development credit unions (CDCUs) have a long history of serving low-income and minority markets. They played an important role in the founding and leadership of the Community Development Financial Institutions (CDFI) Coalition, which successfully advocated for the establishment of the CDFI Fund and has monitored and supported the CDFI Fund throughout its history. Yet, the role of credit unions in the CDFI movement is often overlooked. The term, ?CDFI? is frequently understood by researchers and policymakers to mean CDFI loan funds, the unregulated institutions that dominate the ...
Community Development Working Paper , Paper 2012-01

Journal Article
IFF: A Leading Community Development Financial Institution Expanding Its Market Reach across the Midwest
Dawn , Raftery (2015)
Community Development departments at Federal Reserve Banks have been mandated by the Fed?s Board of Governors since 1981. As part of its mandate, the Chicago Fed?s Community Development and Policy Studies (CDPS) division works to understand and document the roles and capacities of community development organizations (CDO). With a combination of public, private, and philanthropic funding, these organizations provide an array of services for our country?s vulnerable populations, and may offer investment or lending opportunities for financial institutions subject to the Community Reinvestment ...
Profitwise , Issue 3 , Pages 9-14

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