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Journal Article
Technology outsourcing : a community bank perspective
Robbins, Eric; Van Walleghem, Joe (2004-10-04)
This article provides an overview of the technology industry that has evolved to provide technology outsourcing services for community banks, and the risk management issues associated with outsourcing. The service provider industry is in a transition phase being brought about by changing economic fundamentals in banking and in information technology. These factors have contributed to significant consolidation among the technology companies that serve the banking industry, especially among technology firms offering core processing services. Accordingly, the array of firms serving the national ...
Financial Industry Perspectives , Issue Q 4 , Pages 25-37

Journal Article
Adapting to changing payments: opportunities for community bankers
anonymous (2005-01-01)
As the payment system changes rapidly, community banks? flexibility and responsiveness make them well positioned to understand and meet the needs of their customers.>
Financial Update , Volume 18 , Issue Q 1

Journal Article
The changing banking structure: what expansion strategies are community banks adopting?
Spong, Kenneth; Harvey, James (2007-08)
Financial Industry Perspectives , Issue Aug

Working Paper
The Impact of the Small Business Lending Fund on Community Bank Lending to Small Businesses
Amel, Dean F.; Mach, Traci L. (2014-12-10)
Following the financial crisis, total outstanding loans to businesses by commercial banks dropped off substantially. Large loans outstanding began to rebound by the third quarter of 2010 and essentially returned to their previous growth trajectory while small loans outstanding continued to decline. Furthermore, much of the drop in small business loans outstanding was evident at community banks. To address this perceived lack of supply of credit to small businesses, the Small Business Lending Fund (SBLF) was created as part of the 2010 Small Business Jobs Act. The fund was intended to provide ...
Finance and Economics Discussion Series , Paper 2014-111

Journal Article
The future of community banking : a decade ago, small banks were being gobbled up by big banks, but those days seem to be over. What are they doing now?
Campbell, Doug (2005-04)
Econ Focus , Volume 9 , Issue Spr , Pages 30-31

Working Paper
Community bank performance in the presence of county economic shocks
Yeager, Timothy J. (2002)
A potentially troubling characteristic of the U.S. banking industry is the geographic concentration of many community banks* offices and operations. If geographic concentration of operations exposes banks to local market risk, we should observe a widespread decline in their financial performance following adverse economic shocks. By analyzing the performance of a sample of geographically concentrated U.S. community banks exposed to severe unemployment shocks in the 1990s, we find that banks are not particularly sensitive to local economic deterioration. Indeed, performance at banks in ...
Supervisory Policy Analysis Working Papers , Paper 2002-11

Working Paper
Further evidence on the link between finance and growth: an international analysis of community banking and economic performance
Berger, Allen N.; Klapper, Leora; Hasan, Iftekhar (2003)
We try to contribute to both the finance-growth literature and the community banking literature by testing the effects of the relative health of community banks on economic growth, and investigating potential transmission mechanisms for these effects using data from 1993-2000 on 49 nations. Data from both developed and developing nations suggest that greater market shares and efficiency ranks of small, private, domestically-owned banks are associated with better economic performance, and that the marginal benefits of higher shares are greater when the banks are more efficient. Only mixed ...
Finance and Economics Discussion Series , Paper 2003-47

Journal Article
Final Basel III capital rule—less impact on community banks
anonymous (2013-07)
Central Banker , Issue Summer

Conference Paper
First district financial condition
Rogers, Laura Duhamel (2002-06)
This presentation provides an overview of 1st District bank financial performance as of December 2001 disaggregated into two groups: regional banks, community banks.
Conference Series ; [Proceedings] , Issue Jun

Speech
Restoring credit to communities: a speech at the Fifty-third Annual Western Independent Bankers Conference, Scottsdale, Arizona, March 31, 2010
Duke, Elizabeth A. (2010)
Speech , Paper 507

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