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Journal Article
Banks building markets by building communities
Office, Community Affairs (2008)
Banks, their customers and the local community share the long-term benefits of meaningful community investments.
Banking and Community Perspectives , Issue 1 , Pages 3-8

Speech
A risk-management perspective on recent regulatory proposals: a speech at the America’s Community Bankers Risk Management and Finance Forum, Naples, Florida, April 10, 2006
Bies, Susan Schmidt (2006)
Speech , Paper 187

Speech
Challenges of conducting effective risk management in community banks: a speech at the Western Independent Bankers Annual CFO & Risk Management Conference, Coronado, California, June 6, 2006
Bies, Susan Schmidt (2006)
Speech , Paper 211

Journal Article
Survey of community banks in the Tenth Federal Reserve District (survey responses)
anonymous (2004)
Complete survey with statistical summaries of responses
Financial Industry Perspectives

Journal Article
Atlanta Fed hosts credit conference for community bank directors
anonymous (2005-04-02)
Financial Update , Volume 18 , Issue Q 2

Journal Article
The challenges facing community banks: in their own words
Duffy, Denise; DeYoung, Robert (2002-10)
Ten years of deregulation, new technology, and increase competition have made the U.S. banking industry a less hospital place for many community banks. But the consensus view among ten community bankers recently surveyed by the Federal Reserve is that rapid industry change has provided opportunities as well as threats, and that well-managed, innovative community banks will be able to profitably coexist with large multi-state banks in the future.
Economic Perspectives , Volume 26 , Issue Q IV , Pages 2-17

Conference Paper
The impact of CRA agreements on community banks
Robinson, Breck L.; Bostic, Raphael W. (2004)
Proceedings , Paper 916

Newsletter
Bringing It Home: The 14th Annual Community Bankers Symposium
Ewing, Elizabeth; Mark, William; Dollen, Jennifer; Ahern, Mark; Verbeke, Scott; Swiatek, Jessica; Berlowe, Aaron; Jefferies, Robert; Kennedy, Pamela (2020)
The 14th annual Community Bankers Symposium, cosponsored by the Federal Reserve Bank of Chicago, the Office of the Comptroller of the Currency (OCC), and the Federal Deposit Insurance Corporation (FDIC), was held at the Federal Reserve Bank of Chicago on November 22, 2019. During a full day of speeches and panels, community bank executives, financial industry practitioners, and regulatory agency professionals who work in the Seventh Federal Reserve District explored the current landscape of community banking. This article provides an overview of the event’s key presentations and discussions.
Chicago Fed Letter , Issue 430

Journal Article
Trends in community banks' net interest margins
Meyer, Andrew P.; Corner, Gary S. (2013-07)
Net interest margins are clearly under pressure at community banks, but this trend is not new. It is a product of a highly competitive banking industry and a direct result of today?s lower lending levels and abundant balance sheet liquidity. The net interest margin is the difference between interest income and interest expense. Interest income and interest expense fluctuated considerably through the business cycle, but the long-term trend indicates that asset yields are falling faster than deposit and other funding costs.
Central Banker , Issue Summer

Journal Article
Capital-raising among minority-owned banks before and after the financial crisis
Newberger, Robin G. (2018)
The financial crisis and recession of 2008-2010 made the availability of capital a significant area of concern for community banks, and led many of these institutions to seek out sources to rebuild their equity.1 The need for capital may have been even greater for some minority-owned financial institutions. Minority-owned depositories are a small subset of financial institutions, most of which are also community banks, reflecting either black, Hispanic, Asian, or Native American ownership, or majority minority board members and a mission to serve minority populations. Regulators have long ...
Profitwise , Issue 4 , Pages 1-13

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