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Newsletter
Whither the community bank? a conference summary
DeYoung, Robert (2003)
Chicago Fed Letter , Issue May

Journal Article
Community bank lending during the financial crisis
Meyer, Andrew P.; Corner, Gary S. (2013)
The total volume of loans held by community banks peaked in 2008 and dropped during the financial crisis and Great Recession. Total loans bottomed out in 2011 and, as of December 2012, have only recovered to a level roughly 10 percent below their 2008 peak. During this period, both demand and supply factors undoubtedly played roles in the change in bank lending.
Central Banker , Issue Spring

Journal Article
The challenges facing community banks: in their own words
DeYoung, Robert; Duffy, Denise (2002)
Ten years of deregulation, new technology, and increase competition have made the U.S. banking industry a less hospital place for many community banks. But the consensus view among ten community bankers recently surveyed by the Federal Reserve is that rapid industry change has provided opportunities as well as threats, and that well-managed, innovative community banks will be able to profitably coexist with large multi-state banks in the future.
Economic Perspectives , Volume 26 , Issue Q IV , Pages 2-17

Journal Article
The future of community banking : a decade ago, small banks were being gobbled up by big banks, but those days seem to be over. What are they doing now?
Campbell, Doug (2005)
Econ Focus , Volume 9 , Issue Spr , Pages 30-31

Journal Article
Finding the intersection between compliance and new markets
Gallagher, Mari (2003)
Profitwise , Issue Spr , Pages 6-7

Newsletter
What are the risks and opportunities on the horizon for community banking?
Jordan, Paul; Kawa, Mark H. (2012)
The seventh annual Community Bankers Symposium, co-sponsored by the Federal Reserve Bank of Chicago, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency (OCC), was held on November 18, 2011. This article summarizes the key presentations and discussions at the symposium.
Chicago Fed Letter , Issue Feb

Newsletter
In the wake of financial reform: what's next for community banks?
Kawa, Mark H.; VanBever, Steven (2011)
The sixth annual Community Bankers Symposium, co-sponsored by the Federal Reserve Bank of Chicago and the Federal Deposit Insurance Corporation (FDIC), was held at the Chicago Fed on November 19, 2010. This article summarizes the key presentations and discussions at the conference.
Chicago Fed Letter , Issue Jan

Journal Article
The changing landscape of community banking
Corner, Gary S. (2010)
The demise of the community bank business model has been prognosticated by many, especially with the recent financial crisis. But what do the numbers suggest for the future?
Central Banker , Issue Fall

Journal Article
Trends in OREO: community banks still have a long way to go
Gubo, Daigo; Corner, Gary S. (2012)
Since the third quarter of 2011, OREO levels at community banks in the District and nationwide have declined. However, the current volume of these properties is much higher than what it was before the start of the financial crisis, indicating that such banks have a long way to go before OREO levels return to what they were before the financial crisis.
Central Banker , Issue Winter

Journal Article
Community banks: what is their future and why does it matter?
DeYoung, Robert; Newberger, Robin G. (2005)
The U.S. banking system has undergone a dramatic restructuring since the 1970s. One of the biggest changes is the reduced number and market share of community banks. The number of banks with less than $1 billion in assets ? a common definition of community bank ? has declined from approximately 14,000 in 1980 to about 7,000 today. Concurrently, the proportion of assets held by the ten largest bank holding companies increased from less than 25 percent to more than 75 percent, while community banks? share fell from about one third of the market to well under one fifth
Profitwise , Issue Mar , Pages 9-11

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