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Keywords:Checking accounts 

Journal Article
Changes in the use of transaction accounts and cash from 1984 to 1986

Federal Reserve Bulletin , Issue Mar , Pages 179-196

Journal Article
The pricing of consumer deposit products - the non-rate dimensions

Quarterly Review , Volume 11 , Issue Win , Pages 14-18

Journal Article
Interest on business checking accounts?

FRBSF Economic Letter

Journal Article
Deposit rate deregulation and the demand for transactions media

Economic Review , Issue Sum , Pages 47-62

Journal Article
Checking accounts: what do banks offer and what do consumers value?

Recent evidence shows that the supply of deposits to checking accounts is not elastic with respect to the interest rates paid. That suggests that various features attached to checking accounts may be important in determining the supply of deposits and banks' and revenues from the fees. This study uses a national survey of checking accounts offered by financial institutions in 25 major metropolitan areas in the United States to analyze the effects of restrictions and fees imposed on checking account holders on the supply of deposits and on the banks' check fee revenues. The author places ...
New England Economic Review , Issue Mar , Pages 3-14

Journal Article
The cost of checkable deposits in the United States

Review , Issue Apr , Pages 19-27

Working Paper
Driver of choice? the cost of financial products for unbanked consumers

This paper examines whether some of the unbanked consumers' choice of general purpose reloadable (GPR) prepaid cards over checking accounts and alternative financial service (AFS) products can be explained by the cost incurred by those consumers. We compare the three types of products by constructing consumer models based on the actual behavior of GPR prepaid cardholders and applying those models to the fee schedules of actual products offered in the market. Overdrafts are a major factor affecting the cost rankings. For consumers who regularly or occasionally overdraw their accounts, checking ...
Research Working Paper , Paper RWP 15-15

Journal Article
Why bankers are concerned about NOW accounts

Business Review , Issue Nov , Pages 3-16

Journal Article
Perspective: While more people are paying electronically, many of us still cling to checks.

Regional Review , Volume 11 , Issue Q 4 , Pages 2 - 4

Journal Article
Interest checking and M1

FRBSF Economic Letter

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