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Keywords:Checking accounts 

Journal Article
The pricing of consumer deposit products - the non-rate dimensions

Quarterly Review , Volume 11 , Issue Win

Journal Article
The cost of checkable deposits in the United States

Review , Issue Apr , Pages 19-27

Working Paper
Checking accounts and bank monitoring

Do checking accounts help banks monitor borrowers? If they do, the rationale both for allowing regulated providers of liquidity to also make risky loans to commercial borrowers and for the government's providing deposit insurance becomes clearer. Using a unique set of data that includes monthly and annual information on small-business borrowers at an anonymous Canadian bank, the authors provide evidence that a bank has exclusive access to a continuous stream of borrower data, namely, the firm's checking account balances at the bank, that helps it to monitor the borrower. ; To the authors' ...
Working Papers , Paper 98-25

Working Paper
Checking accounts and bank monitoring.

Superseded by the paper "Transactions accounts and loan monitoring" (Working Paper 05-14) ; Do checking accounts help banks monitor borrowers? If they do, the rationale both for allowing regulated providers of liquidity to also make risky loans to commercial borrowers and for the government's providing deposit insurance becomes clearer. Using a unique set of data that includes monthly and annual information on small-business borrowers at an anonymous Canadian bank, we provide evidence that a bank has exclusive access to a continuous stream of borrower data that helps it to monitor the ...
Working Papers , Paper 01-3

Journal Article
Checking accounts: what do banks offer and what do consumers value?

Recent evidence shows that the supply of deposits to checking accounts is not elastic with respect to the interest rates paid. That suggests that various features attached to checking accounts may be important in determining the supply of deposits and banks' and revenues from the fees. This study uses a national survey of checking accounts offered by financial institutions in 25 major metropolitan areas in the United States to analyze the effects of restrictions and fees imposed on checking account holders on the supply of deposits and on the banks' check fee revenues. The author places ...
New England Economic Review , Issue Mar , Pages 3-14

Journal Article
Perspective: While more people are paying electronically, many of us still cling to checks.

Regional Review , Volume 11 , Issue Q 4 , Pages 2 - 4

Journal Article
Checking accounts: ; fees and features, consumer preferences, impact on bank revenues

New England Banking Trends , Issue Fall , Pages 1-8

Journal Article
Deposit rate deregulation and the demand for transactions media

Economic Review , Issue Sum , Pages 47-62

Journal Article
Interest checking

FRBSF Economic Letter

Journal Article
Interest on business checking accounts?

FRBSF Economic Letter

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