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Keywords:Birth rates 

Journal Article
Interview: Melissa Kearney

Over the past two decades, University of Maryland economist Melissa Kearney has been researching economic inequality and mobility, poverty, and children's well-being. She was first drawn to such topics, she says, by her own family's experiences.
Econ Focus , Volume 23 , Issue 3Q , Pages 16-20

Working Paper
Monetary Policy and Birth Rates: The Effect of Mortgage Rate Pass-Through on Fertility

This paper examines whether monetary policy pass-through to mortgage interest rates affects household fertility decisions. Using administrative data on mortgages and births in the UK, our empirical strategy exploits variation in the timing of when families were eligible for a rate adjustment, coupled with the large reductions in the monetary policy rate that occurred during the Great Recession. We estimate that each 1 percentage point drop in the policy rate increased birth rates by 2 percent. In aggregate, this pass-through of accommodative monetary policy to mortgage rates was sufficiently ...
Finance and Economics Discussion Series , Paper 2020-002

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