Search Results

Showing results 1 to 5 of approximately 5.

(refine search)
SORT BY: PREVIOUS / NEXT
Keywords:Banks and banking - United States 

Working Paper
Bank core deposits and the mitigation of monetary policy

We consider the business strategy of some banks that provide relationship loans (where they have loan origination and monitoring advantages relative to capital markets) with core deposit funding (where they can pass along the benefit of a sticky price on deposits). These "traditional banks" tend to lend out less than the deposits they take in, so they have a "buffer stock" of core deposits. This buffer stock of core deposits can be used to mitigate the full effect of tighter monetary policy on their bank-dependent borrowers. In this manner, the business strategy of "traditional banks" ...
Finance and Economics Discussion Series , Paper 2007-65

Working Paper
Recent trends in the number and size of bank branches: an examination of likely determinants

In this paper, we examine the role of market characteristics in explaining the much discussed phenomenon of growth in the number of banking institution branches over time, and the much less discussed phenomenon of decline in the size of the average branch. We note first that substitution of bank branches in the US for thrift branches accounts for much of the sharp rise observed for bank branches over time. Using a panel data set that consists of over 2,000 markets observed from 1988 to 2004, we report a number of findings regarding the market characteristics that are associated with the ...
Finance and Economics Discussion Series , Paper 2008-02

Journal Article
Profits and balance sheet developments at U.S. commercial banks in 2007

Reviews recent developments in the balance sheets and in the profitability of U.S. commercial banks. The article discusses how developments in the U.S. banking industry in 2007 and early 2008 were related to changes in financial markets and in the broader economy.
Federal Reserve Bulletin , Volume 94 , Issue Jun , Pages A1-A39

Speech
Welcoming remarks

Presentation to the Conference on Asian Banking and Finance at the Federal Reserve Bank of San Francisco, San Francisco, CA, June 11, 2012
Speech , Paper 106

Working Paper
Alternatives for distressed banks and the panics of the Great Depression

Several studies have explored whether the banking panics of the Great Depression caused some institutions to fail that might otherwise have survived. This paper adopts a different approach and investigates whether the panics resulted in the failure and liquidation of banks that might otherwise have been able to pursue a less disruptive resolution strategies such as merging with another institution or suspending operations and recapitalizing. Using data on individual state-chartered banks, I find that many of the banks that failed during the panics appear to have been at least as financially ...
Finance and Economics Discussion Series , Paper 2008-07

FILTER BY year

FILTER BY Content Type

FILTER BY Author

FILTER BY Jel Classification

G21 1 items

L25 1 items

M41 1 items

FILTER BY Keywords

PREVIOUS / NEXT