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Keywords:Banks and banking - Service charges 

Journal Article
Fee schedules for services provided by Federal Reserve Banks, effective January 3, 1995

Federal Reserve Bulletin , Issue Jan , Pages 30

Journal Article
Fee schedules provided by Federal Reserve Banks, effective December 19, 1995

Federal Reserve Bulletin , Issue Jan , Pages 40

Journal Article
Proposed rules would clarify ATM fee notifications

Financial Update , Volume 18 , Issue Q 4

Working Paper
Retail deposit fees and multimarket banking

This paper reports a systematic examination of the determinants of deposit-related retail banking fees using a set of survey data that is unusual for its size, specificity, and sampling properties. The analysis focuses explicitly on six different fees associated with checking accounts and automated teller machine (ATM) usage. A preliminary analysis documents that, on average, multimarket banks charge substantially higher fees than do typically smaller, single-market banks. A more detailed econometric analysis yields results consistent with predictions of recent models. In particular, it finds ...
Finance and Economics Discussion Series , Paper 2005-65

Journal Article
What price convenience: the ATM surcharge debate

Millions of Americans are hooked on the convenience of ATMs. But ready cash is getting more expensive. Should policymakers butt in or let the marketplace decide?
The Regional Economist , Issue Jul , Pages 4-9

Conference Paper
Pricing money transfer services

Proceedings

Journal Article
Reductions of automated clearinghouse fees, effective May 1, 1997

Federal Reserve Bulletin , Issue May

Working Paper
To surcharge or not to surcharge: an empirical investigation of ATM pricing

This paper investigates depository institutions' decisions whether or not to impose surcharges (direct usage fees) on non-depositors who use their ATMs. In addition to documenting patterns of surcharging, we examine motives for surcharging, including both direct generation of fee revenue and the potential to attract deposit customers who wish to avoid incurring surcharges at an institution's ATMs. Consistent with expectations, we find that the probability of surcharging increases with both the institution's share of market ATMs and the time since surcharging was first allowed in the state, ...
Finance and Economics Discussion Series , Paper 2001-38

Journal Article
Fee schedules for services by Federal Reserve Banks in 1990

Federal Reserve Bulletin , Issue Jan , Pages 15

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