Search Results
Journal Article
Banking unbanked immigrants through remittances
High service fees for sending money abroad can be a financial strain for low and moderate-income immigrants. George Samuels explores how some mainstream financial institutions are offering competitive pricing for the service and, as a result, are banking a new set of customers.
Journal Article
One-stop shopping: milk, eggs, and car loans
A growing number of financial institutions have opened branches inside supermarkets. The move helps to improve market access and boost service and revenues.
Journal Article
New cash access policy, effective May 1, 1998
Working Paper
Retail pricing of ATM network services
This paper develops a model of wholesale and retail fee-setting for automated teller machine (ATM) network services, and comparative statics results are derived. Retail ATM fees are shown to be dependent on the demand-side network effect and economies of scale in production of network services. These, in turn, are functions of the size of the ATM network. Survey data on bank fees are linked with the bank's probable ATM network membership, and the retail ATM fees are regressed on ATM network size and other variables in a reduced-form estimation. The results suggest that both network effects in ...
Journal Article
Banking in the age of information technology
Conference Paper
Financial innovations and deposit insurance
Conference Paper
Financial innovations and the supervision of financial institutions.
Conference Paper
The Northern Trust strategy
Conference Paper
Discussion of the new tool set in banking
Conference Paper
Assessing innovations in banking