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Keywords:Banks and banking 

Conference Paper
An incentive based theory of bank regulation

Proceedings , Issue Nov

Making change: reinventing the Federal Reserve

Essay from the 1997 Annual Report.
Annual Report

Working Paper
James Pennington, (1777-1862) : classical banking, monetary, and trade theorist and economic policy advisor

James Pennington's creativity as a scientific economist is matched only by his obscurity. He exemplifies the pioneering innovator who never gets his due recognition. Alone and with others he launched (1) the idea that checking deposits are money just like coin and notes, (2) the theory of the multiple expansion of bank deposits, (3) the currency principle according to which a mixed paper-metal currency can be made to behave as if it were entirely metallic, and (4) the notion that reciprocal demand fixes the terms of trade between the comparative cost ratios of two trading nations. Any one of ...
Working Paper , Paper 03-08

Conference Paper
Domestic and international challenges of the 1990's for U.S. bank holding companies

Proceedings , Paper 277

Journal Article
Are mergers responsible for the surge in new bank charters?

After stagnating for many years, the rate of new bank formation increased sharply in the second half of the 1990s. The financial press attributes this development to the high volume of bank mergers, which are said to have encouraged new entry by reducing service to some bank customers. It is commonly asserted, for example, that many new banks serve small businesses whose banks were taken over by larger banks uninterested in making small business loans. Most banking experts agree that such an increase in new banks in response to mergers would be healthy, helping maintain competition in local ...
Economic Review , Volume 85 , Issue Q I , Pages 21-41

Journal Article
Low commodity prices taking toll across the Ninth District

Fedgazette , Volume 10 , Issue Nov , Pages 8

Journal Article
German monetary history in the first half of the twentieth century

Economic Quarterly , Issue Win , Pages 1-35

Conference Paper
An introduction to expanding bank powers: international perspectives

Proceedings , Paper 143

Conference Paper
The separation of banking and commerce revisited

Proceedings , Paper 1067

Journal Article
Performance and operation of commercial bank web sites

This article reviews banker experience with Internet banking based on responses to the 2001 Survey of Commercial Banks in the Tenth Federal Reserve District. The performance of bank Web sites (measured by customer enrollment, usage rate, fee revenues, and generation of new customers) has been modest but is similar to experience of most U.S. banks. Developing policies, working with vendors, regulatory requirements, security, and marketing and promotion head the list of activities that challenge banks when installing and operating Web sites. Long-term strategic factors, such as remaining ...
Financial Industry Perspectives , Issue Dec , Pages 23-33



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