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Journal Article
Approval of a risk-focused consumer compliance supervision program to be phased in during 1998
anonymous
(1997-11)
Federal Reserve Bulletin
, Issue Nov
, Pages 889
Journal Article
The varying effects of predatory lending laws on high-cost mortgage applications
Pennington-Cross, Anthony; Ho, Giang
(2007-01)
Federal, state, and local predatory lending laws are designed to restrict and in some cases prohibit certain types of high-cost mortgage credit in the subprime market. Empirical evidence using the spatial variation in these laws shows that the aggregate flow of high-cost mortgage credit can increase, decrease, or be unchanged after these laws are enacted. Although it may seem counterintuitive to find that a law that prohibits lending could be associated with more lending, it is hypothesized that a law may reduce the cost of sorting honest loans from dishonest loans and lessen borrowers' fears ...
Review
, Volume 89
, Issue Jan
, Pages 39-60
Journal Article
Statement to Congress, May 8, 1992(views of the Board on Title II of H. R. 4803, the Non-Proliferation of Weapons of Mass Destruction and Regulatory Improvements Act of 1992)
LaWare, John P.
(1992-07)
Federal Reserve Bulletin
, Issue Jul
, Pages 495-500
Journal Article
The benefits of branching deregulation
Jayaratne, Jith; Strahan, Philip E.
(1997-12)
When the Riegle-Neal Interstate Banking and Branching Efficiency Act went into effect in June 1997, it marked the final stage of a quarter-century-long effort to relax geographic restrictions on banks. This article examines an earlier stage of the deregulatory process-the actions taken by the states between 1978 and 1992 to remove the barriers to intrastate branching and interstate banking-to determine how the lifting of geographic restrictions affect the efficiency of the banking industry. The analysis reveals that banks' loan losses and operating costs fell sharply following the state ...
Economic Policy Review
, Volume 3
, Issue Dec
, Pages 13-29
Journal Article
Consumer credit regulation and banking conditions
anonymous
(1941-09)
Federal Reserve Bulletin
, Issue Sep
, Pages 825-836
Journal Article
Statement to Congress, May 24, 1988 (U.S.-Canada Free Trade Agreement [ FTA])
Bradfield, Michael
(1988-07)
Federal Reserve Bulletin
, Issue Jul
Journal Article
Deregulation: too much or not enough?
Forrestal, Robert P.
(1987-01)
Economic Review
, Issue Jan
, Pages 4-10
Conference Paper
Redesigning regulation: the future of finance in the United States
Huertas, Thomas F.
(1987)
Proceedings - Economic Policy Symposium - Jackson Hole
Journal Article
Statement to Congress, June 11, 1986 (banking and bank holding company legislation issues)
Volcker, Paul A.
(1986-08)
Federal Reserve Bulletin
, Issue Aug
, Pages 541-554
Journal Article
E-mail notification now available for circular letters
anonymous
(2001-07)
Financial Update
, Volume 14
, Issue Jul
, Pages 5
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