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Keywords:Bank loans 

Journal Article
Resumption of bank credit and monetary expansion

Federal Reserve Bulletin , Issue Jul

Journal Article
Tax disincentives to commercial bank lending

Economic Quarterly , Issue Spr , Pages 67-97

Working Paper
Did bank borrowers benefit from the TARP program : the effects of TARP on loan contract terms

We study the effects of the Troubled Asset Relief Program (TARP) on loan contract terms to businesses borrowing from recipient banks. Using a difference-in-difference analysis, we find that TARP led to more favorable terms to these borrowers in all five contract terms studied ? loan amounts, spreads, maturities, collateral, and covenants. This suggests recipient banks' borrowers benefited from TARP. These findings are statistically and economically significant, and are robust to dealing with potential endogeneity issues and other checks. {{p}} The contract term improvements are concentrated ...
Research Working Paper , Paper RWP 15-11

Conference Paper
Measuring the CRA subsidy in mortgage markets

Proceedings , Paper 835

Journal Article
Regional lending in a world of interstate banking

Southwest Economy , Issue Mar , Pages 11-13

Conference Paper
Is bank lending important for the transmission of monetary policy? proceedings of a conference held in June 1995

Conference Series ; [Proceedings] , Volume 39 , Issue Jun

Working Paper
Commercial lending and distance: evidence from Community Reinvestment Act data

Innovations such as credit scoring have increased the ability of banks to lend to distant business borrowers, which could expand the geographic market for small business loans. However, if this effect is limited to a few large banks, the market may become segmented and lending distance at local banks actually decreases. This paper, using a new data source and a spatial econometric model, empirically estimates the relationship between distance and commercial lending and how this relationship is evolving over time. We find distance is negatively associated with the likelihood of a local ...
Finance and Economics Discussion Series , Paper 2004-24

Journal Article
Reappraisal of the Federal Reserve discount mechanism

Federal Reserve Bulletin , Issue Jul

Conference Paper
Bank lending, financing constraints, SME investment

Proceedings , Paper 1105

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