Search Results

Showing results 1 to 10 of approximately 154.

(refine search)
SORT BY: PREVIOUS / NEXT
Keywords:Bank competition 

Journal Article
Finance companies, bank competition, and niche markets

During the 1980s, U.S. commercial banks faced increased competition in their lending activity from large finance companies. This article analyzes the differential performance of banks and finance companies in various segments of the consumer and business credit markets. In particular, it explores why banks were seemingly slow to take advantage of opportunities in fast-growing finance company niche markets.
Quarterly Review , Volume 17 , Issue Sum

Journal Article
Factors affecting the competitiveness of internationally active financial institutions

The author identifies the characteristics of banks and securities firms that appear to contribute to competitive success in the international arena. She bases her findings on studies of several bank product markets and a statistical analysis of the performance of fifty-one large financial institutions. Particular attention is given to the ways in which success in individual product markets translates into overall profitability.
Quarterly Review , Volume 16 , Issue Spr

Journal Article
Bank cost of capital and international competition

The rising share of U.S. corporate loans booked by foreign-owned banks and the withdrawal of U.S. banks from foreign lending raise concerns about the competitiveness of U.S. banks. This article investigates how differential capital costs may have placed U.S. banks at a disadvantage relative to their foreign competitors. The authors compare the capital costs facing commercial banks in the United States and five other industrial countries and present explanations for the observed differences.
Quarterly Review , Volume 15 , Issue Win

Report
Entry restrictions, industry evolution and dynamic efficiency: evidence from commercial banking

This paper shows that bank performance improves significantly after restrictions on bank expansion are lifted. We find that profits increase and loan quality improves after states permit statewide branching, and--to a lesser extent--after states allow interstate banking. The improvements following branching deregulation appear to occur because better banks increase market share at the expense of their less efficient rivals. By retarding the "natural" evolution of the industry, branching restrictions reduced the performance of the average banking asset. We also find limited support for the ...
Research Paper , Paper 9630

Report
Is consolidation compatible with competition? The New York and New Jersey experience

Research Paper , Paper 9306

Report
Finance companies, bank competition and niche markets

Research Paper , Paper 9316

Report
A new look at U.S. banking strategy and structure in the 1980s

Research Paper , Paper 8917

Speech
Ending too big to fail

Remarks at the Global Economic Policy Forum, New York City.
Speech , Paper 123

Report
Personal bankruptcy and credit market competition

The effect of credit market competition on borrower default is theoretically ambiguous, because the quantity of credit supplied may rise or fall following an increase in competition. We investigate empirically the relationship between credit market competition, lending to households, and personal bankruptcy rates in the United States. We exploit the exogenous variation in market contestability brought on by banking deregulation at the state level: after deregulation, banks faced the threat of entry into their state markets. We find that deregulation increased competition for borrowers, ...
Staff Reports , Paper 272

Report
How wages change: micro evidence from the international wage flexibility project

How do the complex institutions involved in wage setting affect wage changes? The International Wage Flexibility Project provides new microeconomic evidence on how wages change for continuing workers. We analyze individuals' earnings in thirty-one different data sets from sixteen countries, from which we obtain a total of 360 wage change distributions. We find a remarkable amount of variation in wage changes across workers. Wage changes have a notably non-normal distribution; they are tightly clustered around the median and also have many extreme values. Furthermore, nearly all countries show ...
Staff Reports , Paper 275

FILTER BY year

FILTER BY Series

FILTER BY Content Type

Journal Article 55 items

Conference Paper 47 items

Working Paper 37 items

Report 10 items

Discussion Paper 2 items

Monograph 2 items

show more (2)

FILTER BY Author

Cetorelli, Nicola 8 items

Shaffer, Sherrill 7 items

anonymous 7 items

Mester, Loretta J. 6 items

Berger, Allen N. 5 items

Whalen, Gary 5 items

show more (170)

FILTER BY Jel Classification

G20 1 items

G21 1 items

G30 1 items

FILTER BY Keywords

Bank competition 154 items

Banking market 31 items

Bank mergers 18 items

Banks and banking 17 items

Bank loans 11 items

Banking structure 10 items

show more (110)

PREVIOUS / NEXT