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Keywords:Automated tellers 

Conference Paper
Workshop overview

Proceedings , Paper 655

Journal Article
Global ATM banking: casting the net

ACH and ATM systems are examples of networks, where the benefits of one participant enhance the structure's value for the other participants. Some recent results from economic theory suggest that competitive networks are preferable in a social sense to monopoly networks.
Economic Commentary , Issue Aug

Journal Article
Shared ATM networks - the antitrust dimension

Review , Issue Nov , Pages 5-17

Discussion Paper
The evolution of EFT networks from ATMs to new on-line debit payment products

On June 15, 2001, the Payment Cards Center of the Federal Reserve Bank of Philadelphia sponsored a workshop on the evolution of the electronic funds transfer (EFT) industry. Paul Tomasofsky and Bruce Sussman of NYCE, the New Jersey-based electronic payments company, led the workshop. Beginning with a brief history of EFT and the automated teller machine (ATM) industry, Tomasofsky and Sussman discussed the growth of debit card applications and various Internet payment mechanisms. They then described NYCE's new payment product, SafeDebit,TM which is designed to address security issues in making ...
Consumer Finance Institute discussion papers , Paper 02-04

Conference Paper
Financial institution strategic planning for retail services


Journal Article
Study highlights institutions’ fees

Financial Update , Volume 14 , Issue Apr , Pages 3

Working Paper
Shared ownership and pricing in a network switch

Working Papers , Paper 94-6

Journal Article
Money machines

FRBSF Economic Letter

Working Paper
The welfare consequences of ATM surcharges: evidence from a structural entry model

We estimate a structural model of the market for automatic teller machines (ATMs) in order to evaluate the implications of regulating ATM surcharges on ATM entry and consumer and producer surplus. We estimate the model using data on firm and consumer locations, and identify the parameters of the model by exploiting a source of local quasi?experimental variation, that the state of Iowa banned ATM surcharges during our sample period while the state of Minnesota did not. We develop new econometric methods that allow us to estimate the parameters of equilibrium models without computing ...
Working Paper Series , Paper 2005-01


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