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Keywords:transparency OR Transparency 

Journal Article
Transparency, accounting discretion, and bank stability

This article examines the consequences of accounting policy choices for individual banks? downside tail risk, for the codependence of such risk among banks, and for regulatory forbearance, or the decision by a regulator not to intervene. The author synthesizes recent research that provides robust empirical evidence for two effects of discretionary accounting policy choices by banks. First, these choices degrade transparency, an outcome that increases financing frictions, inhibits market discipline of bank risk taking, and allows regulatory forbearance. Second, they exacerbate capital adequacy ...
Economic Policy Review , Issue Aug , Pages 129-149

Working Paper
Screening and adverse selection in frictional markets

We incorporate a search-theoretic model of imperfect competition into an otherwise standard model of asymmetric information with unrestricted contracts. We develop a methodology that allows for a sharp analytical characterization of the unique equilibrium and then use this characterization to explore the interaction between adverse selection, screening, and imperfect competition. On the positive side, we show how the structure of equilibrium contracts?and, hence, the relationship between an agent?s type, the quantity he trades, and the corresponding price?is jointly determined by the severity ...
Working Papers , Paper 16-10

Speech
Supervisory reform for global banks

Remarks at the Center for Transnational Legal Studies Seminar on the Impact of U.S. Regulatory Reform on Global Banks, New York City.
Speech , Paper 96

Discussion Paper
The Impact of Trade Reporting on the Interest Rate Derivatives Market

In recent years, regulators in the United States and abroad have begun to strengthen regulations governing over-the-counter (OTC) derivatives trading, driven by concerns over the decentralized and opaque nature of current trading practices. For example, the Dodd-Frank Act will require U.S.-based market participants to publicly report details of their interest rate derivatives (IRD) trades shortly after those transactions have been executed. Based on an analysis of new and detailed data on the trading activity of major dealers, this post discusses the possible costs and benefits of reporting ...
Liberty Street Economics , Paper 20120430

Conference Paper
The role of financial reporting in reducing financial risks in the market

Conference Series ; [Proceedings] , Volume 44 , Issue Jun , Pages 89-112

Journal Article
The global battle over central bank independence

Central Banker , Issue Spring

Speech
Conducting monetary policy: rules, learning and risk management

Remarks at the C. Peter McColough Series on International Economics, Council on Foreign Relations, New York City.
Speech , Paper 82

Journal Article
A quarterly monetary policy report would improve Fed communications

The Regional Economist , Issue Apr

Speech
Climate Change and Risk Management in Bank Supervision

Remarks at Risks, Opportunities, and Investment in the Era of Climate Change, Harvard Business School, Boston, Massachusetts.
Speech

Report
An analysis of OTC interest rate derivatives transactions: implications for public reporting

This paper examines the over-the-counter (OTC) interest rate derivatives (IRD) market in order to inform the design of post-trade price reporting. Our analysis uses a novel transaction-level data set to examine trading activity, the composition of market participants, levels of product standardization, and market-making behavior. We find that trading activity in the IRD market is dispersed across a broad array of product types, currency denominations, and maturities, leading to more than 10,500 observed unique product combinations. While a select group of standard instruments trade with ...
Staff Reports , Paper 557

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