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Journal Article
Calling in cash: payments and mobile devices merge to offer speed, ease and a big 'wow'
Steeves, Brye (2007-07)
TEN , Issue Sum , Pages 6-11

Working Paper
Network externalities and technology adoption: lessons from electronic payments
Stavins, Joanna; Gowrisankaran, Gautam (1999)
We seek to determine the presence and causes of network externalities for the automated clearinghouse (ACH) electronic payments system, using a monthly panel data set on individual bank adoption of ACH. We construct a model of ACH usage that shows how to separately identify network externalities from technological advancement and peer-group effects. We find significant evidence of network effects and find evidence that these network effects are not internalized. Moreover, a large part of these network effects is due to informational problems. Sunk costs of adoption appear to be low.
Working Papers , Paper 99-5

Discussion Paper
How Is Technology Changing the Mortgage Market?
Vickery, James; Fuster, Andreas; Plosser, Matthew (2018-06-25)
The adoption of new technologies is transforming the mortgage industry. For instance, borrowers can now obtain a mortgage entirely online, and lenders use increasingly sophisticated methods to verify borrower income and assets. In a recent staff report, we present evidence suggesting that technology is reducing frictions in mortgage lending, such as reducing the time it takes to originate a mortgage, and increasing the elasticity of mortgage supply. These benefits do not seem to come at the cost of less careful screening of borrowers.
Liberty Street Economics , Paper 20180625

Journal Article
Technological trends affecting the manufacturing sector of New York City
Moss, Mitchell L. (1997-02)
The author concludes that manufacturing is still a vital part of New York City's economy, despite substantial job losses in this sector over the past two decades. An influx of skilled immigrants, the use of advanced technologies in production processes, and the ability to respond rapidly to global markets give New York City a strong future in manufacturing high-value goods.
Economic Policy Review , Volume 3 , Issue Feb , Pages 87-90

Working Paper
On the employment effect of technology : evidence from U.S. manufacturing for 1958-1996
Chang, Yongsung; Hong, Jay H. (2003)
Recently, Gal and others have found that technological progress may be contractionary: a favorable technology shock reduces hours worked in the short run. We ask whether this observation is robust in disaggregate data. According to our VAR analysis of 458 four-digit U.S. manufacturing industries for 1958-1996, some industries do exhibit temporary reduction in hours in response to a permanent increase in TFP. However, there are far more industries in which technological progress significantly increases hours. Using micro data on average price duration, we ask whether the difference across ...
Working Paper , Paper 03-06

Conference Paper
The challenges electronic distribution of financial products and services will present for the assessment of competition among providers of those services
Smith, Brian W.; Ryan, Mark W. (1997)
Proceedings , Paper 541

Journal Article
Information and Communications Technology Spending and City Size
Rubinton, Hannah; Isaacson, Maggie (2021-04-26)
Firms in big cities are spending more on information and communications technology than firms in small cities, a likely cause of the growing economic divide between big and small U.S. cities.
Economic Synopses , Issue 7 , Pages 1-2

Journal Article
Defense spending and high technology development: national and state issues
Browne, Lynn E. (1988-09)
New England Economic Review , Issue Sep , Pages 3-22

Conference Paper
Using technology to achieve high-performance banking
Grundhofer, John F. (1997)
Proceedings , Paper 528

Journal Article
Technology and manufacturing in the seventh district
Giese, Alenka S.; Testa, William A. (1987-09)
Economic Perspectives , Volume 11 , Issue Sep

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