Search Results
Journal Article
Are we investing too little?
Browne, Lynn E.; Hellerstein, Rebecca
(1997-11)
One of the most disappointing features of U.S. economic performance over the past 20 years has been the slowing of growth in productivity and, as a result, in real incomes. For many, the explanation can be found in the low U.S. saving rate. Since the mid 1980s, national saving has averaged just over 15 percent of GDP, compared to more than 20 percent during the 1970s. Thus, one plausible explanation for slow productivity growth, at least in recent years, could be that our low saving rate is constraining investment and thereby depriving the nation of both the tools and the technologies that ...
New England Economic Review
, Issue Nov
, Pages 29-50
Journal Article
Asset building and the wealth gap
Office, Community Affairs
(2006)
Building and maintaining financial security is increasingly difficult for a growing portion of American households. Wealth is less prevalent in middle-class households and increasing among the already well-to-do. At the same time, poverty is growing and concentrating disproportionately among the nonwhite population. As the cost of living outpaces income and wealth accumulation, a majority of U.S. households are ill-prepared for financial emergencies or retirement.
Banking and Community Perspectives
, Issue 3
Working Paper
Workers' knowledge of their pension coverage: a reevaluation
Starr-McCluer, Martha; Sunden, Annika E.
(1999)
Because employer-provided pensions represent an important source of income during retirement, accurate information on pension coverage would seem to be crucial for making sound decisions on retirement timing, saving, and portfolio allocation. However, previous research suggests that workers' knowledge of their pension provisions is often incomplete or incorrect. This paper reexamines workers' knowledge of their pension coverage, using matched employer-employee data from the Federal Reserve Board's Survey of Consumer Finances. We find that, while most workers in our sample accurately reported ...
Finance and Economics Discussion Series
, Paper 1999-05
Journal Article
Has someone already spent the future?
Gokhale, Jagadeesh
(1992-07)
A look at how four trends in the U.S. economy -- high taxes, low savings rates, an aging population, and astronomically high health care costs -- could constrain Americans' living standards over the next few decades.
Economic Commentary
, Issue Jul
Journal Article
A nation of spendthrifts? An analysis of trends in personal and gross saving
Steindel, Charles; Peach, Richard
(2000-09)
The steep drop in the U.S. personal saving rate over the last decade has fueled speculation that Americans are spending recklessly. But alternative measures of personal saving show that households are actually setting aside a larger share of their resources than the official figures suggest. In addition, government saving has risen markedly, leading to an increase in overall domestic saving that has helped finance a surge in U.S. investment.
Current Issues in Economics and Finance
, Volume 6
, Issue Sep
Working Paper
The annuitization of Americans' resources: a cohort analysis
Weil, David N.; Gokhale, Jagadeesh; Sabelhaus, John Edward; Auerbach, Alan J.; Kotlikoff, Laurence J.
(1994)
An analysis of the changes since 1960 in the share of Americans' resources that are annuitized, which has declined slightly for younger Americans but has risen dramatically for the elderly, with important implications for the national saving rate and income inequality.
Working Papers (Old Series)
, Paper 9413
Journal Article
Household spending and saving: measurement, trends, and analysis
Wilcox, David W.
(1991-01)
Federal Reserve Bulletin
, Issue Jan
Journal Article
Increasing national saving: are IRAs the answer?
Samolyk, Katherine A.; Altig, David E.
(1991-09)
An argument that curtailing deductions for personal interest expense would be a more effective strategy for increasing national saving.
Economic Commentary
, Issue Sep
Speech
The recovery and monetary policy
Dudley, William
(2012)
Remarks at the National Association for Business Economics Annual Meeting, New York City.
Speech
, Paper 89
Journal Article
Are we saving enough?
Gokhale, Jagadeesh
(2000-07)
Americans are saving less than they used to. At the same time, they are spending more years in retirement, and Social Security still has long-term financial shortfalls. The author finds that most American households must raise their saving rates considerably if they are to maintain their current living standards through retirement.
Economic Commentary
, Issue Jul
FILTER BY year
FILTER BY Bank
Board of Governors of the Federal Reserve System (U.S.) 62 items
Federal Reserve Bank of San Francisco 39 items
Federal Reserve Bank of New York 29 items
Federal Reserve Bank of St. Louis 26 items
Federal Reserve Bank of Boston 24 items
Federal Reserve Bank of Cleveland 18 items
Federal Reserve Bank of Dallas 18 items
Federal Reserve Bank of Minneapolis 14 items
Federal Reserve Bank of Atlanta 11 items
Federal Reserve Bank of Kansas City 10 items
Federal Reserve Bank of Philadelphia 10 items
Federal Reserve Bank of Richmond 9 items
Federal Reserve Bank of Chicago 6 items
show more (8)
show less
FILTER BY Series
FRBSF Economic Letter 27 items
Federal Reserve Bulletin 23 items
Finance and Economics Discussion Series 21 items
Economic Review 18 items
Working Papers 16 items
Speech 13 items
Working Papers (Old Series) 10 items
International Finance Discussion Papers 9 items
Quarterly Review 8 items
Economic Commentary 7 items
New England Economic Review 7 items
Research Paper 7 items
Business Review 6 items
Conference Series ; [Proceedings] 6 items
National Economic Trends 6 items
Review 6 items
Staff Reports 6 items
Communities and Banking 5 items
Discussion Paper / Institute for Empirical Macroeconomics 5 items
Banking and Community Perspectives 4 items
Current Issues in Economics and Finance 4 items
Financial Update 4 items
Research Working Paper 4 items
The Regional Economist 4 items
Working Paper Series / Economic Activity Section 4 items
e-Perspectives 4 items
EconSouth 3 items
Economic Quarterly 3 items
Economic and Financial Policy Review 3 items
Staff Report 3 items
Monograph 2 items
Proceedings 2 items
Public Policy Discussion Paper 2 items
Working Paper Series 2 items
Annual Report 1 items
Chicago Fed Letter 1 items
Community Investments 1 items
Community Reinvestment Forum 1 items
Cross Sections 1 items
Econ Focus 1 items
Economic Insights 1 items
Economic Perspectives 1 items
Economic Synopses 1 items
FRB Atlanta Working Paper 1 items
Globalization Institute Working Papers 1 items
Liber8 Economic Information Newsletter 1 items
Pacific Basin Working Paper Series 1 items
Proceedings - Economic Policy Symposium - Jackson Hole 1 items
Profitwise 1 items
Public and Community Affairs Discussion Papers 1 items
Regional Review 1 items
Research Papers in Banking and Financial Economics 1 items
Southwest Economy 1 items
Working Paper 1 items
Working Paper Series, Macroeconomic Issues 1 items
Working Papers in Applied Economic Theory 1 items
show more (51)
show less
FILTER BY Content Type
Journal Article 152 items
Working Paper 72 items
Report 17 items
Speech 13 items
Conference Paper 9 items
Discussion Paper 9 items
Monograph 2 items
Newsletter 2 items
show more (3)
show less
FILTER BY Author
anonymous 17 items
Gokhale, Jagadeesh 11 items
Kennickell, Arthur B. 8 items
Starr-McCluer, Martha 8 items
Kotlikoff, Laurence J. 7 items
Community Development, Federal Reserve Bank of Dallas 6 items
Dudley, William 6 items
Carroll, Christopher D. 5 items
Throop, Adrian W. 5 items
Bertaut, Carol C. 4 items
Munnell, Alicia H. 4 items
Office, Community Affairs 4 items
Steindel, Charles 4 items
Yoo, Peter S. 4 items
Altig, David E. 3 items
Bisignano, Joseph 3 items
Burke, William 3 items
Garner, C. Alan 3 items
Glick, Reuven 3 items
Higgins, Matthew 3 items
Motley, Brian 3 items
Sunden, Annika E. 3 items
Warshawsky, Mark J. 3 items
Weil, David N. 3 items
Wen, Yi 3 items
Aiyagari, S. Rao 2 items
Auerbach, Alan J. 2 items
Beeferman, Larry W. 2 items
Bernheim, B. Douglas 2 items
Browne, Lynn E. 2 items
Cagetti, Marco 2 items
Cantor, Richard 2 items
Cook, Leah M. 2 items
Cullison, William E. 2 items
Daly, Mary C. 2 items
Davis, Steven J. 2 items
De Nardi, Mariacristina 2 items
DeGennaro, Ramon P. 2 items
Dekle, Robert 2 items
Dynan, Karen E. 2 items
Emmons, William R. 2 items
Engelhardt, Gary V. 2 items
Feigenbaum, James 2 items
Guidolin, Massimo 2 items
Holthausen, Duncan McC. 2 items
Humpage, Owen F. 2 items
Imrohoroglu, Selahattin 2 items
Joines, Douglas H. 2 items
Juster, F. Thomas 2 items
Kliesen, Kevin L. 2 items
Kocherlakota, Narayana R. 2 items
La Jeunesse, Elizabeth A. 2 items
Lansing, Kevin J. 2 items
Li, Geng 2 items
Marquis, Milton H. 2 items
McCarthy, Jonathan 2 items
McCauley, Robert N. 2 items
Moreno, Ramon 2 items
Morgan, Donald P. 2 items
Nakamura, Leonard I. 2 items
Osler, Carol L. 2 items
Sabelhaus, John Edward 2 items
Samolyk, Katherine A. 2 items
Tracy, Joseph 2 items
Villard, Henry H. 2 items
Yohn, Frederick O. 2 items
Zimmer, Steven A. 2 items
Aizcorbe, Ana M. 1 items
Allen, Donald S. 1 items
Alm, Richard 1 items
Amromin, Gene 1 items
Armenter, Roc 1 items
Armour, Philip 1 items
Avery, Robert B. 1 items
Barsky, Robert 1 items
Beebe, Jack 1 items
Beebe, Jack H. 1 items
Benton, Marques 1 items
Bernanke, Ben S. 1 items
Bernauer, Kenneth 1 items
Bies, Susan Schmidt 1 items
Bodie, Zvi 1 items
Bonser-Neal, Catherine 1 items
Bosworth, Barry P. 1 items
Bowman, David 1 items
Brill, Daniel H. 1 items
Bryan, Michael F. 1 items
Burkhauser, Richard V. 1 items
Burtless, Gary 1 items
Campbell, Claudia 1 items
Campbell, Doug 1 items
Ceglowski, Janet 1 items
Chakrabarti, Rajashri 1 items
Chang, Angela E. 1 items
Charney, Marc 1 items
Chatterjee, Satyajit 1 items
Cheng, Hang-Sheng 1 items
Chirinko, Robert S. 1 items
Christiano, Lawrence J. 1 items
Clark, Michelle A. 1 items
Clark, Robert L. 1 items
Cole, Harold L. 1 items
Collins, J. Michael 1 items
Cook, Timothy Q. 1 items
Cooper, Daniel H. 1 items
Cooper, Richard N. 1 items
Corrado, Carol 1 items
Cossa, Ricardo 1 items
Coussens, Michelle 1 items
Crucini, Mario J. 1 items
Cubeddu, Luis 1 items
Curry, Timothy J. 1 items
D'Ambrosio, Madeleine B. 1 items
DeFina, Robert H. 1 items
DeMarco, Laurie 1 items
Debelle, Guy 1 items
Dewenter, Kathryn L. 1 items
Disney, Richard 1 items
Dornbusch, Rudiger W. 1 items
Duke, Elizabeth A. 1 items
Dunn, Wendy E. 1 items
Easton, Matthew 1 items
Elliehausen, Gregory E. 1 items
Elmendorf, Douglas W. 1 items
Engen, Eric M. 1 items
Ernsberger, Nicole 1 items
Evans, Paul 1 items
Faust, Jon 1 items
Ferguson, Roger W. 1 items
Formaini, Robert L. 1 items
Forni, Lorenzo 1 items
Freund, James L. 1 items
Gagnon, Joseph E. 1 items
Gale, William G. 1 items
Gill, Kathleen 1 items
Gleason, Joshua 1 items
Gould, David M. 1 items
Gramlich, Edward M. 1 items
Greenspan, Alan 1 items
Greenstein, Robert 1 items
Gyourko, Joseph 1 items
Haliassos, Michael 1 items
Haltmaier, Jane 1 items
Haltom, Renee Courtois 1 items
Harris, Ethan S. 1 items
Hayashi, Fumio 1 items
Hellerstein, Rebecca 1 items
Hess, Gregory D. 1 items
Hill, John K. 1 items
Houtenville, Andrew J. 1 items
Hubbard, R. Glenn 1 items
Huggett, Mark 1 items
Imrohoroglu, Ayse 1 items
Ireland, Peter N. 1 items
Jagannathan, Ravi 1 items
Jermann, Urban J. 1 items
Jeske, Karsten 1 items
Johnson, Robert A. 1 items
Johnson, Rowena 1 items
Justiniano, Alejandro 1 items
Kamin, Steven B. 1 items
Kasa, Kenneth 1 items
Kashyap, Anil K. 1 items
Kasman, Bruce 1 items
Keran, Michael W. 1 items
Kimball, Miles S. 1 items
Kirova, Milka 1 items
Kitao, Sagiri 1 items
Koenig, Evan F. 1 items
Kopcke, Richard W. 1 items
Krane, Spencer D. 1 items
Krupka, Erin L. 1 items
Kumar, Anil 1 items
Kydland, Finn E. 1 items
Laderman, Elizabeth 1 items
Laitner, John 1 items
Lantz, Carl D. 1 items
Lederer, Walther 1 items
Lee, Donghoon 1 items
Li, Wenli 1 items
Lipsey, Robert E. 1 items
Lovati, Jean M. 1 items
Ludvigson, Sydney 1 items
Lupton, Joseph P. 1 items
Lusardi, Annamaria 1 items
Maki, Dean M. 1 items
Malin, Benjamin A. 1 items
Manegold, James G. 1 items
Martinek, Christopher J. 1 items
Mayer, Christopher J. 1 items
McCrackin, Bobbie H. 1 items
McDermed, Ann 1 items
McElhattan, Rose 1 items
McKenzie, Richard B. 1 items
McTeer, Robert D. 1 items
Meier, Stephan 1 items
Meyer, Stephen A. 1 items
Miller, Susan 1 items
Mills, Edwin S. 1 items
Minehart, Deborah 1 items
Moore, Kevin B. 1 items
Nargis, Nigar 1 items
Neely, Michelle Clark 1 items
Neuberger, Zoe 1 items
Newberger, Robin G. 1 items
Olivei, Giovanni P. 1 items
Orszag, Peter 1 items
Overland, Jody 1 items
Palumbo, Michael G. 1 items
Paxson, Christina H. 1 items
Peach, Richard 1 items
Peek, Joe 1 items
Pence, Karen M. 1 items
Perozek, Maria G. 1 items
Petersen, D'Ann M. 1 items
Pham, Han N. 1 items
Pigott, Charles 1 items
Poole, William 1 items
Potter, Simon M. 1 items
Powers, Elizabeth T. 1 items
Pozdena, Randall 1 items
Primiceri, Giorgio E. 1 items
Quadrini, Vincenzo 1 items
Rabin, Matthew 1 items
Rios-Rull, Jose-Victor 1 items
Rogers, R. Mark 1 items
Runyon, Herbert 1 items
Samwick, Andrew A. 1 items
Sarte, Pierre-Daniel G. 1 items
Sass, Steven A. 1 items
Sawant, Kshama 1 items
Scadding, John L. 1 items
Schaller, Huntley 1 items
Schinasi, Garry J. 1 items
Schoenberg, Judith K. 1 items
Scholtz, John Karl 1 items
Shintani, Mototsugu 1 items
Skinner, Jonathan 1 items
Smith, James P. 1 items
Sprenger, Charles 1 items
Stafford, Frank 1 items
Stark, Tom 1 items
Stevens, Guy V. G. 1 items
Strader, Natalie C. 1 items
Surette, Brian J. 1 items
Tambalotti, Andrea 1 items
Tatom, John A. 1 items
Taylor, John B. 1 items
Thornton, Daniel L. 1 items
Treussard, Jonathan 1 items
Tutino, Antonella 1 items
Van der Klaauw, Wilbert 1 items
Velde, Francois R. 1 items
Ventura, Gustavo 1 items
Vidangos, Ivan 1 items
Webb, Roy H. 1 items
Weinberg, John A. 1 items
Weisbenner, Scott 1 items
Weiss, Gertrude S. 1 items
Wilcox, David W. 1 items
Willen, Paul S. 1 items
Wilson, B. Kemp 1 items
Wilson, John F. 1 items
Wilson, Ruth 1 items
Wong, David Y. 1 items
Yao, Rui 1 items
Yuengert, Andrew M. 1 items
Zafar, Basit 1 items
Zeldes, Stephen 1 items
Zinsmeyer, Jeff 1 items
show more (265)
show less
FILTER BY Jel Classification
FILTER BY Keywords
Saving and investment 276 items
Consumer behavior 39 items
Consumption (Economics) 26 items
Income 22 items
Retirement 15 items
Pensions 14 items
Wealth 14 items
Finance, Personal 13 items
Interest rates 12 items
Households - Economic aspects 11 items
Inflation (Finance) 11 items
Japan 11 items
Social security 11 items
Taxation 10 items
Fiscal policy 8 items
Individual development accounts 8 items
Recessions 8 items
Balance of trade 7 items
Capital 7 items
Deficit financing 6 items
Economic conditions 6 items
Mortgages 6 items
Retirement income 6 items
Unemployment 6 items
Capital movements 6 items
Demography 6 items
Balance of payments 5 items
Credit 5 items
Economic development 5 items
Financial literacy 5 items
Housing - Finance 5 items
International trade 5 items
Investments 5 items
Budget deficits 4 items
Business cycles 4 items
Corporations - Finance 4 items
Financial crises 4 items
Households 4 items
Housing 4 items
Housing - Prices 4 items
Income distribution 4 items
Individual retirement accounts 4 items
Insurance 4 items
Monetary policy 4 items
Bank loans 3 items
Capital investments 3 items
Consumer credit 3 items
Consumers 3 items
Crowding out (Economics) 3 items
Employment 3 items
Federal Open Market Committee 3 items
Forecasting 3 items
Gross domestic product 3 items
Labor productivity 3 items
Stock market 3 items
Altruism 2 items
Assets (Accounting) 2 items
Bank deposits 2 items
Banks and banking 2 items
Community development 2 items
Consumer price indexes 2 items
Debt 2 items
Debt management 2 items
Econometric models 2 items
Expenditures, Public 2 items
Exports 2 items
Financial markets 2 items
Flow of funds 2 items
Foreclosure 2 items
Germany 2 items
Great Britain 2 items
Income tax 2 items
Investments, Foreign - United States 2 items
Supply and demand 2 items
Uncertainty 2 items
economic conditions - United States 2 items
real estate investments 2 items
Agriculture 1 items
Asia 1 items
Asset-liability management 1 items
Bank underwriting 1 items
Banks and banking - South 1 items
Bernanke, Ben S. 1 items
Bies, Susan Schmidt 1 items
Business tax 1 items
Capital market 1 items
Commodity exchanges 1 items
Competition 1 items
Construction industry 1 items
Consumer surveys 1 items
Consumption inequality 1 items
Corporations 1 items
Credit counseling 1 items
Default (Finance) 1 items
Demand for money 1 items
Disintermediation 1 items
Dollar, American 1 items
Economic forecasting 1 items
Economic growth 1 items
Economic policy 1 items
Economic surveys 1 items
Education 1 items
Education - Economic aspects 1 items
Emigration and immigration 1 items
Employee fringe benefits 1 items
Employment (Economic theory) 1 items
Equilibrium (Economics) 1 items
Equity 1 items
Europe 1 items
Federal Reserve Bank of New York 1 items
Federal Reserve District, 2nd 1 items
Federal Reserve System 1 items
Federal funds rate 1 items
Finance, Public 1 items
Financial services industry 1 items
Foreign exchange 1 items
Global financial crisis 1 items
Government spending policy 1 items
Greenspan, Alan 1 items
Gross national product 1 items
Households - Finance 1 items
Insurance, Health 1 items
Interest 1 items
Intermediation (Finance) 1 items
International economic integration 1 items
International finance 1 items
Inventories 1 items
Investments, Foreign 1 items
Labor market 1 items
Labor supply 1 items
Life insurance companies 1 items
Liquidity (Economics) 1 items
Medicaid 1 items
Money 1 items
Moral hazard 1 items
Mutual funds 1 items
New Mexico 1 items
Population 1 items
Poverty 1 items
Prices 1 items
Property tax 1 items
Risk 1 items
Rural development 1 items
Savings accounts 1 items
Securities 1 items
Singapore 1 items
Small business 1 items
Stocks 1 items
Supply-side economics 1 items
Swaps (Finance) 1 items
Tax reform 1 items
Taylor's rule 1 items
Trade 1 items
Treasury bonds 1 items
Veterans 1 items
War finance 1 items
Welfare 1 items
capital flows 1 items
current account 1 items
elasticity 1 items
global savings glut 1 items
household education 1 items
long-term interest rates 1 items
older people 1 items
personal finance 1 items
prediction 1 items
real interest rates 1 items
small business finance 1 items
show more (166)
show less