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Conference Paper
Remarks on evolving payment system issues
Greenspan, Alan (1996)
Proceedings

Journal Article
Calling in cash: payments and mobile devices merge to offer speed, ease and a big 'wow'
Steeves, Brye (2007-07)
TEN , Issue Sum , Pages 6-11

Briefing
An Update on Interchange Legislation in the United States
Hung, Christian (2009-12)
This article provides a summary of recent developments in interchange legislation in the United States as well as the recently released Government Accountability Office report detailing its findings on interchange fees.
Payments System Research Briefing , Issue December , Pages 1-5

Conference Paper
Money, credit, banking, and payment system policy
Goodfriend, Marvin (1988)
Proceedings

Journal Article
Revisions to policy statement on payments system risk
anonymous (2004-10)
Federal Reserve Bulletin , Issue Aut , Pages 464

Conference Paper
Nonbanks in the payments system: European and U.S. perspectives
Rosati, Simonetta; Weiner, Stuart E. (2007)
Proceedings – Payments System Research Conferences

Journal Article
Antitrust issues in payment card networks: can they do that? should we let them?
Hunt, Robert M. (2003-04)
Although people still use cash to pay for goods and services, the trend is toward payment cards. In the U.S., payment card networks coordinate the activities of thousands of financial institutions, millions of retail locations, and several hundred million consumers. This coordination may include the collective setting of certain prices and other controversial network rules. Such practices have recently come under the scrutiny of antitrust authorities in the U.S. and abroad. In "Antitrust Issues in Payment Card Networks: Can They Do That? Should We Let Them?" Bob Hunt describes the ...
Business Review , Issue Q2 , Pages 14-23

Journal Article
Network vulnerabilities and risks in the retail payment system
Lemieux, Catharine (2003)
Changes in retail payments technology will impact the operational risk of commercial banks. This study provides a more in-depth discussion of the ramifications these changes have for bank supervision and policy makers. In addition to operational risk concerns identified by previous researchers, this paper identifies network vulnerabilities as a potential resiliency concern.
Emerging Issues

Working Paper
Barriers to network-specific innovation
Orlando, Michael J.; Martin, Antoine (2004)
We consider an environment in which participants make payments over a network and can invest in a technology that reduces the marginal cost of using the network. A network effect results in multiple equilibria; either all agents invest and usage of the network is high or no agents invest and usage of the network is low. The high-usage equilibrium can be implemented through introduction of a coordinator. Under monopoly network ownership, however, fixed costs associated with use of the network-specific technology result in a hold-up problem that implements the low-investment equilibrium. And ...
Research Working Paper , Paper RWP 04-11

Discussion Paper
Maintaining a safe environment for payment cards: Examining evolving threats posed by fraud
Herbst-Murphy, Susan (2009)
On April 23 and 24, 2008, the Payment Cards Center of the Federal Reserve Bank of Philadelphia and the Electronic Funds Transfer Association jointly hosted "Maintaining a Safe Environment for Payment Cards: Examining Evolving Threats Posed by Fraud." The conference included panels representing four key constituencies: issuers, consumers, merchants/acquirers, and networks. The panelists addressed the nature of payment card fraud in the 21st century. This paper summarizes the highlights from the presentations and the discussions that ensued.
Consumer Finance Institute discussion papers , Paper 09-01

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