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Keywords:patience 

Journal Article
Policymaking in a Time of Uncertainty

The impact of COVID and its ongoing threat continue to disrupt and delay the full recovery of the economy. It is tempting to act now, believing that what we see today are clear signals. However, acting without clarity is risky. In the face of unprecedented uncertainty caused by the long tail of the pandemic, the best policy is recognizing the need to wait. The following is adapted from remarks by the president of the Federal Reserve Bank of San Francisco to The Commonwealth Club of California on November 16.
FRBSF Economic Letter , Volume 2021 , Issue 31 , Pages 06

Speech
Policymaking in a Time of Uncertainty

Presentation to The Commonwealth Club of California, San Francisco, CA, November 16, 2021, by Mary C. Daly, President and Chief Executive Officer, Federal Reserve Bank of San Francisco.
Speech

Working Paper
Parents, Patience, and Persistence: A Novel Theory of Intergenerational College Attainment

We present a theory of intergenerational persistence in college attainment (a Bachelors degree, BD) guided by two well-documented empirical regularities: (i) patient individuals are more likely to be college graduates and (ii) patience persists across generations because parents choose to transmit it to their children, among other non-cognitive traits. To the best of our knowledge, we are the first to formalize and evaluate these mechanisms in a general equilibrium model. In the model, (i) and (ii) are endogenous outcomes implying college persistence. Standard mechanisms, i.e., credit ...
Working Papers , Paper 2025-003

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