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Keywords:mortgages OR Mortgages 

Journal Article
Regulators: work with delinquent mortgage borrowers

Financial Update , Volume 20 , Issue 2

Journal Article
Mortgage delinquency rates in district are not as bad as national average

An unprecedented amount of aid was extended by the Treasury, Fed and FDIC to companies, agencies and individuals. This aid was necessary and, in many cases, will return a profit to taxpayers.
The Regional Economist , Issue Jan , Pages 18-19

Conference Paper
The simple microeconomics of government-sponsored enterprises

Proceedings , Paper 706

Journal Article
Mortgage Data Help Paint Foreclosure Picture

As foreclosure and delinquency rates escalate, community organizations, counseling agencies and policymakers need good-quality data to understand foreclosure patterns and mitigate foreclosure losses to individuals and communities. To that end, the Federal Reserve System has aggregated mortgage performance data, created dynamic maps and made them available to the public
e-Perspectives , Volume 8 , Issue 1

Working Paper
The effect of automated underwriting on the profitability of mortgage securitization

Over the past two years, many mortgage market analysts have praised automated underwriting as a technological innovation that will lower the costs of processing mortgage applications. However, automated underwriting is unlikely to decrease processing costs uniformly for all mortgage applications. Instead, it makes identifying and processing low-risk mortgage borrowers less costly, but may not significantly lower the costs of identifying and processing relatively high-risk applicants. Our results suggest that after the one-time cost reduction produced by automated underwriting, the resulting ...
Finance and Economics Discussion Series , Paper 1997-19

Working Paper
The asset-correlation parameter in Basel II for mortgages on single-family residences

Basel II White Paper , Paper 5

Journal Article
The varying effects of predatory lending laws on high-cost mortgage applications

Federal, state, and local predatory lending laws are designed to restrict and in some cases prohibit certain types of high-cost mortgage credit in the subprime market. Empirical evidence using the spatial variation in these laws shows that the aggregate flow of high-cost mortgage credit can increase, decrease, or be unchanged after these laws are enacted. Although it may seem counterintuitive to find that a law that prohibits lending could be associated with more lending, it is hypothesized that a law may reduce the cost of sorting honest loans from dishonest loans and lessen borrowers' fears ...
Review , Volume 89 , Issue Jan , Pages 39-60

Conference Paper
Race, redlining, and residential mortgage loan performance

Proceedings

Journal Article
Mortgage, construction, and real estate markets

Federal Reserve Bulletin , Issue Jul , Pages 481-492

Journal Article
Home equity lending

Federal Reserve Bulletin , Issue May

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