Journal Article
Minority-Owned Banks and Their Primary Local Market Areas
Toussaint-Comeau, Maude; Newberger, Robin G. (2017)
In this article, we analyze the experience and performance of MDIs in their primary local service areas in recent periods, including before, during, and after the 2008 financial crisis. We provide a review of the sector, highlighting key policies and initiatives pertaining to and affecting these institutions, and provide a brief review of previous research. We document trends in the sector, including: 1) the characteristics of the locations where MDIs tend to do business; 2) the changing landscape of MDIs in terms of openings, closings, and mergers by ethnic ownership; and 3) the performance ...
Economic Perspectives , Issue 4 , Pages 1-31

Journal Article
Capital-raising among minority-owned banks before and after the financial crisis
Newberger, Robin G. (2018)
The financial crisis and recession of 2008-2010 made the availability of capital a significant area of concern for community banks, and led many of these institutions to seek out sources to rebuild their equity.1 The need for capital may have been even greater for some minority-owned financial institutions. Minority-owned depositories are a small subset of financial institutions, most of which are also community banks, reflecting either black, Hispanic, Asian, or Native American ownership, or majority minority board members and a mission to serve minority populations. Regulators have long ...
Profitwise , Issue 4 , Pages 1-13

Journal Article
Minority-owned banks: history and trends
Price, Douglas A. (1990-07)
A review of the current status of the U.S. minority banking industry, with particular emphasis on how minority-owned banks compare with nonminority peer banks on specific balance-sheet items.
Economic Commentary , Issue Jul

Speech
Minority-owned banks: testimony before the Subcommittee on Oversight and Investigations, Committee on Financial Services, U.S. House of Representatives, October 30, 2007
Braunstein, Sandra F. (2007)
Speech , Paper 340

Journal Article
Federal Reserve develops training program for minority-owned banks
anonymous (2007)
The Federal Reserve is developing a comprehensive training program for minority-owned banks that will be introduced in 2008, an undertaking that reflects the Fed's experience in helping minority-owned institutions.
Financial Update , Volume 20 , Issue 4

Journal Article
Fed program to assist minority, young banks
anonymous (2008)
The Federal Reserve System has launched Partnership for Progress, an outreach program designed to help minority-owned and de novo financial institutions confront their unique challenges, cultivate safe and sound practices, and compete more effectively.
Financial Update , Volume 21 , Issue 2

Journal Article
The performance of black-owned banks in their primary market areas
Clair, Robert T. (1988-11)
Economic and Financial Policy Review , Issue Nov , Pages 11-20

Conference Paper
Do minority-owned banks treat minorities better? an empirical test of the cultural affinity hypothesis
Canner, Glenn B.; Bostic, Raphael W. (1998)
Proceedings , Paper 583

Speech
Federal Reserve's initiatives to support minority-owned institutions and expand consumer protection: a speech at the Minority Depository Institutions National Conference, Chicago, Illinois, July 17, 2008
Kroszner, Randall S. (2008)
Speech , Paper 419

Journal Article
Management efficiency in minority- and women-owned banks
Hunter, William C.; Hasan, Iftekhar (1996-03)
In this article, we conduct an analysis of the operating performance of minority- and women-owned banks from the perspective of production efficiency.
Economic Perspectives , Volume 20 , Issue Mar , Pages 20-28