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Keywords:housing OR Housing 

Conference Paper
Housing and monetary policy

Proceedings - Economic Policy Symposium - Jackson Hole

Briefing
Why Is Geographic Mobility Declining?

Key TakeawaysIn the U.S., people of all ages are moving less than they did 30 years ago. In this article, we describe some of the leading economic explanations for this decline in geographic mobility.One set of explanations focuses on long-term trends such as population aging and expanding earnings opportunities for women.Another set of explanations focuses on changes in the geographic distribution of earnings, urban amenities and housing prices.
Richmond Fed Economic Brief , Volume 25 , Issue 19

Discussion Paper
Intersecting Costs: Housing and Transportation in the Rural Fifth District

Our recent issue of Econ Focus covered a number of challenges facing small towns and rural areas, including the need for affordable, quality housing for low- and middle-income households. Despite typically lower housing costs in rural areas compared to urban areas, nearly four out of 10 low- and middle-income households in the rural Fifth District are housing cost burdened, meaning they spend more than 30 percent of their income on housing.Yet, access to housing is only part of the bigger story of households’ access to jobs, services, and amenities. Transportation also looms large. Housing ...
Regional Matters

Working Paper
Prointegrative subsidies and their effect on housing markets: do race- based loans work?

An analysis of the effects of race-based housing subsidies on racial composition and housing prices, examining their impacts in Shaker Heights, Ohio.
Working Papers (Old Series) , Paper 9018

Journal Article
The geography of life's chances

Regional Review , Volume 11 , Issue Q 4 , Pages 25 - 31

Journal Article
Foreclosures’ silver lining: they could restrain rent inflation

Rental inflation has surpassed historic levels despite a supply of housing that partly reflects a persistent inventory of foreclosed, vacant homes.
Economic Letter , Volume 8 , Issue 1

Working Paper
Consumer Bankruptcy, Mortgage Default and Labor Supply

We specify and estimate a lifecycle model of consumption, housing demand and labor supply in an environment where individuals may file for bankruptcy or default on their mortgage. Uncertainty in the model is driven by house price shocks, education specific productivity shocks, and catastrophic consumption events, while bankruptcy is governed by the basic institutional framework in the U.S. as implied by Chapter 7 and Chapter 13. The model is estimated using micro data on credit reports and mortgages combined with data from the American Community Survey. We use the model to understand the ...
Working Papers , Paper 22-26

Working Paper
Who Bears Climate-Related Physical Risk?

This paper combines data on current and future property-level physical risk from major climate-related perils (storms, floods, hurricanes, and wildfires) that owner-occupied single-family residences face with data on local economic characteristics to study the geographic and demographic distribution of such risks in the contiguous United States. Current expected damage from climate-related perils is approximately $19 billion per year. Severe convective storms and inland floods account for almost half of the expected damage. The central and southern parts of the U.S. are most exposed to ...
Working Papers , Paper 23-29

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