Search Results

SORT BY: PREVIOUS / NEXT
Keywords:household income OR Household income OR Household Income 

Journal Article
The State of the COVID-19 Crisis in the U.S.

St. Louis Fed President James Bullard says that simple risk mitigation strategies hold the promise of delivering higher household incomes along with lower fatalities from COVID-19.
The Regional Economist , Volume 28 , Issue 3

Working Paper
Does Medicaid Generosity Affect Household Income?

Almost all recent literature on Medicaid and labor supply has used Affordable Care Act (ACA)-induced Medicaid eligibility expansions in various states as natural experiments. Estimated effects on employment and earnings differ widely due to differences in the scope of eligibility expansion across states and are potentially subject to biases due to policy endogeneity. Using a Regression Kink Design (RKD) framework, this paper takes a uniquely different approach to the identification of the effect of Medicaid generosity on household income. Both state-level data and March CPS data from ...
Working Papers , Paper 1709

Working Paper
Low-Income Consumers and Payment Choice

Low-income consumers are not only constrained with spending, but also with the type and variety of payment methods available to them. Using a representative sample of the U.S. adult population, this paper analyzes the low possession (adoption) of credit and debit cards among low-income consumers who are also unbanked. Using a random utility model, I estimate the potential welfare gains associated with policy options suggested in the literature to provide subsidized and unsubsidized debit cards to this consumer population.
FRB Atlanta Working Paper , Paper 2020-3

Working Paper
Lifecycle Patterns of Saving and Wealth Accumulation

Empirical analysis of U.S. income, saving and wealth dynamics is constrained by a lack of high-quality and comprehensive household-level panel data. This paper uses a pseudo-panel approach, tracking types of agents by birth cohort and across time through a series of cross-section snapshots synthesized with macro aggregates. The key micro source data is the Survey of Consumer Finances (SCF), which captures the top of the wealth distribution by sampling from administrative records. The SCF has the detailed balance sheet components, incomes, and interfamily transfers needed to use both sides of ...
Finance and Economics Discussion Series , Paper 2019-010

Economic Sentiment and Indicators of Household Financial Wellness

An analysis looks at inflation, household income and consumer debt during recent economic expansions to understand U.S. consumer sentiment since COVID-19.
On the Economy

Journal Article
Shifting Dynamics in Eighth District Cities

From 2017 to 2018, the cities of St. Louis, Little Rock, Louisville and Memphis had better commute times and cheaper housing but higher income inequality and lower median household incomes.
Bridges

Journal Article
Developments in Household Liabilities Since the 1990s

The ratio of household liabilities to income increased from the mid 1990s to 2010, driven by an increase in the supply of loans that outpaced loan demand.
Economic Synopses , Issue 23 , Pages 3 pages

Journal Article
The Ups and Downs of Household Income

Changes in overall economic conditions may affect real household income levels and also how income is distributed across households. Analysis using annual data from 1967 to 2023 shows that the adverse effects of unemployment and inflation have been generally uniform across the household income distribution. However, the pandemic recession showed a different pattern: Historically large government transfers via enhanced unemployment insurance benefits largely offset the adverse economic effects of surging unemployment for lower-income households. Results also show that sustained economic ...
FRBSF Economic Letter , Volume 2025 , Issue 06 , Pages 6

Working Paper
Household Incomes in Tax Data : Using Addresses to Move from Tax Unit to Household Income Distributions

Tax return data are increasingly the standard for tracking income statistics in the United States. However, these data have traditionally been limited by their inability to capture non-filers and to identify members of separate tax units living in the same household. We overcome these obstacles and create household records directly in the tax data using mailing address information included on tax forms. We then present the first set of tax-based household income and inequality measures for the entire income distribution. When comparing household income inequality results in the tax data to ...
Finance and Economics Discussion Series , Paper 2017-002

Working Paper
Do Minimum Wage Increases Benefit Intended Households? Evidence from the Performance of Residential Leases

Prior studies debating the e?ects of changes to the minimum wage concentrate on impacts on household income and spending or employment. We extend this debate by examining the impact of changes to the minimum wage on expenses associated with shelter, a previously unexplored area. Increases in state minimum wages signi?cantly reduce the incidence of renters defaulting on their lease contracts by 1.29 percentage points over three months, relative to similar renters who did not experience an increase in the minimum wage. This represents 25.7% fewer defaults post treatment in treated states. To ...
Working Papers , Paper 19-28

FILTER BY year

FILTER BY Content Type

FILTER BY Jel Classification

D31 2 items

C31 1 items

D10 1 items

D14 1 items

D90 1 items

E32 1 items

show more (18)

FILTER BY Keywords

PREVIOUS / NEXT