Search Results

(refine search)

SORT BY: PREVIOUS / NEXT

All:
Title:
Author:
Abstract:
Keywords:

+ Add Search Parameter

Journal Article
Eleventh District Nonprofits Comment on Clients' Credit Education Needs
Community Development, Federal Reserve Bank of Dallas (2011)
In a recent Community Outlook Survey by the Dallas Fed's Community Development Office, several nonprofit service providers observed that credit scores were a main factor affecting low-to moderate-income clients' access to credit.
e-Perspectives , Volume 11 , Issue 1

Working Paper
An Experiment on Information Use in College Student Loan Decisions
Darolia, Rajeev (2016-06-01)
There is ample concern that college students are making ill-informed student loan decisions with potentially negative consequences to themselves and the broader economy. This paper reports the results of a randomized field experiment in which college students are provided salient information about their borrowing choices. The setting is a large flagship public university in the Midwest, and the sample includes all nongraduating students who previously borrowed student loan money (~10,000 students). Half of the students received individually tailored letters with simplified information about ...
Working Papers , Paper 16-18

Working Paper
State Mandated Financial Education and the Credit Behavior of Young Adults
Brown, Alexandra; Collins, J. Michael; Schmeiser, Maximilian D.; Urban, Carly (2014-09-03)
In the U.S., a number of states have mandated personal finance classes in public school curricula to address perceived deficiencies in financial decision-making competency. Despite the growth of financial and economic education provided in public schools, little is known about the effect of these programs on the credit behaviors of young adults. Using a panel of credit report data, we examine young adults in three states where personal financial education mandates were implemented in 2007: Georgia, Idaho, and Texas. We compare the credit scores and delinquency rates of young adults in each of ...
Finance and Economics Discussion Series , Paper 2014-68

Discussion Paper
Driving positive behavior change through education and motivation: summary of a PayPerks workshop
Herbst-Murphy, Susan (2013)
Start-up firm PayPerks has developed a financial capability and rewards platform that combines online education with sweepstakes-based incentives. PayPerks? initial emphasis has been on improving the understanding and use of prepaid cards among individuals with little prior experience using payment cards. Participants can earn points in a variety of ways, including taking short, self-directed tutorials on prepaid card use. Every month, those points become chances to win cash prizes in sweepstakes drawings. PayPerks co-founders facilitated a Payment Cards Center workshop where they ...
Consumer Finance Institute discussion papers , Paper 13-01

Journal Article
Get Checking Launches in Houston
Community Development, Federal Reserve Bank of Dallas (2006)
Access to mainstream financial services is on the horizon for unbanked and underbanked consumers in Houston through Get Checking(TM), a national initiative sponsored by eFunds Corp. and the University of Wisconsin Extension.
e-Perspectives , Volume 6 , Issue 4

Journal Article
Delaware Financial Education Program Enlists State Agencies, Nonprofits, and Businesses
Rolland, Keith (2015-04)
Stand by Me (SBM), a four-year-old program created to educate Delaware residents about personal finance and motivate them to achieve financial goals, is currently being implemented by four state agencies, seven nonprofits, and about 50 businesses. The program, which is a joint initiative of the Delaware Department of Health and Social Services and the United Way of Delaware, has the support of Delaware Governor Jack Markell ? a longtime proponent of financial education.
Cascade , Volume 2

Report
Inflation expectations and behavior: Do survey respondents act on their beliefs?
Armantier, Olivier; Zafar, Basit; Topa, Giorgio; Bruine de Bruin, Wändi; Van der Klaauw, Wilbert (2011)
We compare the inflation expectations reported by consumers in a survey with their behavior in a financially incentivized investment experiment designed such that future inflation affects payoffs. The inflation expectations survey is found to be informative in the sense that the beliefs reported by the respondents are correlated with their choices in the experiment. Furthermore, most respondents appear to act on their inflation expectations showing patterns consistent (both in direction and magnitude) with expected utility theory. Respondents whose behavior cannot be rationalized tend to be ...
Staff Reports , Paper 509

Newsletter
Tapping the potential of the unbanked - private sector interest increases
Tillett, Doug; Handlin, Elizabeth (2003-12)
Chicago Fed Letter , Issue Dec

Journal Article
Notes: The money circle and Jumpstart your money
anonymous (2007-04)
TEN , Issue Spr , Pages 32-33

Briefing
Rationalizing financial literacy policy
Stilwell, Anne; Athreya, Kartik B. (2009-03)
It is hard to argue against the need for greater financial literacy. But how can households learn to make better decisions and to what extent can public policy help?
Richmond Fed Economic Brief , Issue Mar

show more (3)

show more (21)

PREVIOUS / NEXT

Fed in Print

Search Results

FILTER BY year

FILTER BY Bank

FILTER BY Series

FILTER BY Content Type

FILTER BY Author

FILTER BY Jel Classification