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A Way to Influence Public Policy
Kosnik, Lea-Rachel; Mora, Marie (2020-09-28)
Marie Mora and Lea-Rachel Kosnik agree that having diverse perspectives at the policymaking table is essential, which is one of the reasons they both chose to study economics.
On the Economy

Report
Home Improvement Lending in the Third Federal Reserve District: Patterns by Income, Race, and Gender
Carlin, Alex (2018-12)
Historically, local, state, and federal policies in the U.S. have encouraged households of all backgrounds to pursue homeownership because of the various benefits of owning a home, such as wealth building, protection against housing cost inflation, and psychological well-being, among others.1 Research has demonstrated that the financial, physical, and psychological benefits associated with owning a home have accrued to homeowners of all stripes. However, LMI, minority, and elderly households often face financial barriers to sustaining homeownership over the long run.
Cascade Focus

Journal Article
Women Affected Most by COVID-19 Disruptions in the Labor Market
Monge-Naranjo, Alexander; Sun, Qiuhan (2021-03-23)
Despite gains in highly skilled jobs over the years, women experienced a higher unemployment rate than men during the 2020 recession.
The Regional Economist , Volume 29 , Issue 1

Journal Article
Pandemic Unemployment Effects across Demographic Groups
Duzhak, Evgeniya A. (2022-05-16)
Workers in service industries and occupations with a lot of close social contact suffered the highest job losses during the pandemic recession. This differed from previous downturns, which tended to have their most severe effects on industries with high concentrations of manual labor. As a result, the unemployment impact of the pandemic on different demographic groups has not followed historical patterns, particularly for Asian, Black, and female workers. The unemployment gap between these racial groups has not been as wide as previous economic fluctuations would have predicted.
FRBSF Economic Letter , Volume 2022 , Issue 12 , Pages 05

Journal Article
How Much Did the CARES Act Help Households Stay Afloat?
Teng, Gladys; Oliveira, Luiz E.; Aylward, James; Laderman, Elizabeth (2021-07-06)
Widespread job losses starting in mid-March last year forced many households to rely more heavily on nonemployment income and liquid assets on hand to continue buying what they needed. Federal assistance through the Coronavirus Aid, Relief, and Economic Security Act helped boost household resilience—the ability to sustain consumption despite the loss of employment income. Data suggest that the aid increased household resilience by 15 weeks, chiefly through enhanced unemployment insurance benefits. Among racial groups, this benefited Black and Hispanic households the most, raising median ...
FRBSF Economic Letter , Volume 2021 , Issue 18 , Pages 06

Journal Article
Labor, Race, and COVID-19
Hertzberg, Andrew (2023-03-27)
The pandemic altered long-standing racial differences in how workers experience the labor market
Economic Insights , Volume 8 , Issue 1 , Pages 2-10

Making Progress on Diversity in the Economics Profession
Romer, Christina D.; Eberly, Janice; Lundberg, Shelly; Leukhina, Oksana (2023-06-06)
Three prominent economists discuss their efforts as American Economic Association leaders to help diversify their profession.
On the Economy

Working Paper
Foreclosure Externalities and Vacant Property Registration Ordinances
Cunningham, Chris; Gerardi, Kristopher; Sexton, Daniel; Biswas, Arnab (2019-12-01)
This paper tests the effectiveness of vacant property registration ordinances (VPROs) in reducing negative externalities from foreclosures. VPROs were widely adopted by local governments across the United States during the foreclosure crisis and facilitated the monitoring and enforcement of existing property maintenance laws. We implement a border discontinuity design combined with a triple-difference specification to overcome policy endogeneity concerns, and we find that the enactment of VPROs in Florida more than halved the negative externality from foreclosure. This finding is robust to a ...
FRB Atlanta Working Paper , Paper 2019-20

Speech
The Business Case for Diverse Perspectives
Neal, Michelle (2024-06-18)
Remarks at the Bloomberg Intelligence Women in Finance: Fixed Income Halftime Report, New York City.
Speech

Journal Article
How Do Business Cycles Affect Worker Groups Differently?
Duzhak, Evgeniya A. (2021-09-07)
Racial disparities in socioeconomic outcomes for the U.S. population are often masked by aggregate statistics. Unemployment rates vary significantly across groups according to gender and race or ethnicity and have different sensitivities to the business cycle. Focusing on jobless rates by demographic groups shows that Black and Hispanic workers, particularly men, are the most sensitive to periods of economic growth and decline. This higher sensitivity persists across individuals with the same education level. Occupation plays a role in explaining the relative cyclical differences in ...
FRBSF Economic Letter , Volume 2021 , Issue 25 , Pages 01-06

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