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What Types of Customer Data Do Fintech Firms Use?
Beyond cash flow and credit scores, technology-driven lenders have also looked at social media activity and phone ownership.
What Is the Community Reinvestment Act?
Banks have to balance two requirements: Lend to low- and moderate-income neighborhoods, and maintain “safe and sound” banking practices.
Will Digital Wallets Replace Cash?
Dialogue with the Fed attendees hear about the opportunities and challenges involved with digital wallets like Venmo.