Search Results

(refine search)

SORT BY: PREVIOUS / NEXT

All:
Title:
Author:
Abstract:
Keywords:

+ Add Search Parameter

Conference Paper
Interchange fees in credit and debit card industries : what role for public authorities : conference summary
Sullivan, Richard J.; Pacheco, Barbara (2005-05)
Proceedings – Payments System Research Conferences , Issue May , Pages xix - xxxix

Working Paper
Pricing and welfare implications of payment card network competition
Hayashi, Fumiko (2006)
This paper examines how competition among payment card networks three-party scheme networks and four-party scheme networks affects pricing as well as the welfare of various parties. A competing network has an incentive to provide rewards to its card users. By providing more generous rewards than its rival networks, the network can increase its own card transactions because multihoming cardholders who hold multiple networks cards choose to use its card instead of using its rivals. Although a monopoly network does not have such an incentive, in a monopoly four-party scheme network, competition ...
Payments System Research Working Paper , Paper PSR WP 06-03

Journal Article
Update : as payments go plastic
Todd, Tim (2006-07)
TEN , Issue Sum , Pages 26-28

Working Paper
Credit card debt and payment use
Stavins, Joanna; Sprenger, Charles (2008)
Approximately half of credit card holders in the United States regularly carry unpaid credit card debt. These so-called "revolvers" exhibit payment behavior that differs from that of those who repay their entire credit card balance every month. Previous literature has focused on the adoption of debit cards by people who carry credit card balances, but so far there has been no empirical analysis exploring the relationship between revolving behavior and patterns of payment use, such as substitution away from credit cards to other payment methods. ; Using data collected in the 2005 Survey of ...
Working Papers , Paper 08-2

Journal Article
Statement to Congress, September 24, 1997, (debit cards and unsolicited \\"loan checks\\")
Meyer, Laurence H. (1997-11)
Federal Reserve Bulletin , Issue Nov , Pages 884-887

Journal Article
Wave good-bye to swiping : customers can pay without a pin, signature, or cash
Steeves, Brye (2006-04)
Banks and credit card issuers are embracing contactless payment, the next phase in payment technology
TEN , Issue Spr , Pages 6-9

Conference Paper
General discussion : Weiner-Wright : Interchange fees in various countries : developments and determinants
Brouwer, Hendrik J. (2005-05)
Proceedings – Payments System Research Conferences , Issue May , Pages 65-72

Report
2018 Survey of Consumer Payment Choice
Foster, Kevin; Greene, Claire; Stavins, Joanna (2020-04-01)
In 2018, U.S. consumers made 72 payments per month on average, not a significant change from 2017.As in 2017, the most frequently used payment instruments were debit cards (34 percent of alltransactions), cash (24 percent), and credit cards (23 percent). Over the 11 years of the survey, debit,cash, and credit have consistently been the most popular ways to pay. For the first time in 2018, debitcards replaced cash as the payment instrument used most frequently for in-person purchases.Some key findings about medium-term trends from 2015 to 2018 include the following:• The share of consumers ...
Consumer Payments Research Data Reports , Paper 2019-2

Working Paper
Bank Profitability and Debit Card Interchange Regulation: Bank Responses to the Durbin Amendment
Kay, Benjamin S.; Manuszak, Mark D.; Vojtech, Cindy M. (2014-08-22)
The Durbin Amendment to the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 alters the competitive structure of the debit card payment processing industry and caps debit card interchange fees for banks with over $10 billion in assets. Market participants predicted that debit card issuers would offset the reduction in debit interchange revenue by increases in customer account fees. Some participants also predicted that banks would cut costs in response to the law by reducing staff and shutting down branches. Using a difference-in-differences testing strategy, we show that ...
Finance and Economics Discussion Series , Paper 2014-77

Conference Paper
Where to go from here?
Oliver, Richard R.; Perrit, Henry H.; Smith, Janet (1999)
Proceedings , Paper 659

show more (3)

PREVIOUS / NEXT

Fed in Print

Search Results

FILTER BY year

FILTER BY Bank

FILTER BY Series

FILTER BY Content Type

FILTER BY Author

FILTER BY Jel Classification

FILTER BY Keywords