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Conference Paper
Are mergers beneficial to consumers? evidence from the market for bank deposits
Panetta, Fabio; Focarelli, Dario (2002)
Proceedings , Paper 816

Newsletter
Any bounce in the economy in 2003?
Strauss, William A.; Munley, Michael; Walster, Scott (2003-01)
Chicago Fed Letter , Issue Jan

Journal Article
Survey of consumer finances, 1983: a second report
Canner, Glenn B.; Elliehausen, Gregory E.; Gustafson, Thomas A.; Avery, Robert B. (1984-12)
Federal Reserve Bulletin , Issue Dec

Working Paper
Regulating two-sided markets: an empirical investigation
Rodriguez-Fernandez, Francisco; Chakravorti, Sujit; Carbo-Valverde, Santiago (2009)
We study the effect of government encouraged or mandated interchange fee ceilings on consumer and merchant adoption and usage of payment cards in an economy where card acceptance is far from complete. We believe that we are the first to use bank- level data to study the impact of interchange fee regulation. We find that consumer and merchant welfare improved because of increased consumer and merchant adoption leading to greater usage of payment cards. We also find that bank revenues increased when interchange fees were reduced although these results are critically dependent on merchant ...
Working Paper Series , Paper WP-09-11

Journal Article
A jump in consumer loans?
Gopalan, Yadav K.; El-Ghazaly, Hoda S. (2010)
The dramatic increases [in consumer loans] over the past few months have been caused by a new reporting requirement issued by the Financial Accounting Standards Board.
Economic Synopses

Journal Article
Recent changes in U.S. family finances: evidence from the 2001 and 2004 Survey of Consumer Finances
Kennickell, Arthur B.; Bucks, Brian K.; Moore, Kevin B. (2006-03)
Reviews changes in the income and wealth of U.S. families between 2001 and 2004. The discussion draws on data from the Federal Reserve Board's triennial Survey of Consumer Finances for those years and also uses evidence from earlier years of the survey to place the 2001-04 changes in a broader context.
Federal Reserve Bulletin , Volume 92 , Issue Mar , Pages A1-A38

Journal Article
What's happening at the state and local level
anonymous (2003)
e-Perspectives , Issue 2

Speech
U.S. Economic Outlook
Moskow, Michael H. (2007-03-07)
Remarks by Michael H. Moskow President and Chief Executive Officer Federal Reserve Bank of Chicago. Jewish United Fund Luncheon - The Standard Club - 320 S. Plymouth Ct. Chicago, IL. March 7, 2007.
Speech , Paper 9

Journal Article
Negative Sentiment toward Spending and Declining Real Incomes May Meaningfully Lower Consumption
Cakir Melek, Nida; Pollard, Emily (2022-11-04)
Despite a contraction in real GDP in the first half of 2022, consumer spending has remained resilient. We examine a set of factors that have historically affected consumption growth and find that excess savings have boosted consumer spending during the COVID-19 pandemic. However, as excess savings decline and economic relationships normalize, negative sentiment toward spending and declining real incomes may meaningfully lower consumption.
Economic Bulletin , Issue November 4, 2022 , Pages 4

Working Paper
Indirect Consumer Inflation Expectations: Theory and Evidence
Hajdini, Ina; Knotek, Edward S.; Leer, John; Pedemonte, Mathieu; Rich, Robert W.; Schoenle, Raphael (2022-11-22)
Based on indirect utility theory, we introduce a novel methodology of measuring inflation expectations indirectly. This methodology starts at the individual level, asking consumers about the change in income required to buy the same amounts of goods and services one year ahead. Analytically, our methodology possesses smaller ex-post aggregate inflation forecast errors relative to forecasts based on conventional survey questions. We ask this question in a large-scale, high-frequency survey of consumers in the US and 14 countries, and we show that indirect consumer inflation expectations ...
Working Papers , Paper 22-35

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