Search Results

(refine search)

SORT BY: PREVIOUS / NEXT

All:
Title:
Author:
Abstract:
Keywords:

+ Add Search Parameter

Journal Article
Making financial markets safer for consumers: lessons from consumer goods markets and beyond
Whitaker, Stephan D.; Littman, Daniel A.; Fitzpatrick, Thomas J. (2010-01)
In the wake of the mortgage meltdown, policymakers are discussing how best to protect consumers in financial product markets.
Forefront , Issue Winter , Pages 8-13

Journal Article
Approval of a risk-focused consumer compliance supervision program to be phased in during 1998
anonymous (1997-11)
Federal Reserve Bulletin , Issue Nov , Pages 889

Journal Article
Helping consumers understand payment methods
anonymous (2006-10-04)
New payment methods are proliferating as technology increases the options available to consumers. The Atlanta Fed has published a guide to help consumers understand the payment system and the Fed's role in it.
Financial Update , Volume 19 , Issue Q 4

Journal Article
Approval of final regulations for privacy of consumer financial information
anonymous (2000-07)
Federal Reserve Bulletin , Issue Jul

Working Paper
Do Minorities Pay More for Mortgages?
Bhutta, Neil; Hizmo, Aurel (2020-01-31)
We test for racial discrimination in the prices charged by mortgage lenders. We construct a unique dataset where we observe all three dimensions of a mortgage's price: the interest rate, discount points, and fees. While we find statistically significant gaps by race and ethnicity in interest rates, these gaps are offset by differences in discount points. We trace out point-rate schedules and show that minorities and whites face identical schedules, but sort to different locations on the schedule. Such sorting may reflect systematic differences in liquidity or preferences. Finally, we find no ...
Finance and Economics Discussion Series , Paper 2020-007

Working Paper
IDENTITY THEFT AS A TEACHABLE MOMENT
Blascak, Nathan; Vogan, Michael; Mikhed, Vyacheslav; Cheney, Julia S.; Ritter, Dubravka; Hunt, Robert M. (2016-10-24)
SUPERCEDES 14-28. This paper examines how a negative shock to the security of personal finances due to severe identity theft changes consumer credit behavior. Using a unique data set of linked consumer credit data and alerts indicating identity theft, we show that the immediate effects of fraud on consumers are typically negative, small, and transitory. After those immediate effects fade, identity theft victims experience persistent, positive changes in credit characteristics, including improved risk scores (indicating lower default risk). We argue that these changes are consistent with ...
Working Papers , Paper 16-27

Journal Article
Final rules regarding disposal of consumer information
anonymous (2005-01)
Federal Reserve Bulletin , Issue Win

Speech
Problems in the mortgage servicing industry: a speech at the National Consumer Law Center's Consumer Rights Litigation Conference, Boston, Massachusetts, November 12, 2010
Raskin, Sarah Bloom (2010)
Speech , Paper 554

Discussion Paper
The laws, regulations, and industry practices that protect consumers who use electronic payment systems: policy considerations
Furletti, Mark (2005)
This is the third in a series of three papers that examines the laws, regulations, and voluntary industry practices that may aid consumers who contest an electronic transaction because of error, fraud, or merchant dispute. The first two papers describe the complex web of protections available to users of four popular electronic payment mechanisms: credit cards, debit cards, prepaid cards, and ACH e-checks. This third paper considers how protections related to fraud, error, and disputes affect market participants. The paper concludes that (i) the current protection mechanisms make it more ...
Consumer Finance Institute discussion papers , Paper 05-16

Journal Article
Release of a report on a survey of web site privacy
anonymous (2000-01)
Federal Reserve Bulletin , Issue Jan , Pages 42

show more (2)

show more (8)

PREVIOUS / NEXT

Fed in Print

Search Results

FILTER BY year

FILTER BY Bank

FILTER BY Series

FILTER BY Content Type

FILTER BY Author

FILTER BY Jel Classification

FILTER BY Keywords