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Keywords:consumer credit OR Consumer credit OR Consumer Credit 

Journal Article
Commercial bank activity in consumer instalment financing

Federal Reserve Bulletin , Issue Mar , Pages 264-269

Journal Article
Consumer finance survey gives insights for policymakers

Financial Update , Volume 14 , Issue Jul , Pages 4

Newsletter
How Similar Are Credit Scores Across Generations?

With the rise in economic inequality in the United States in recent decades, there has been growing concern about whether there is a sufficient degree of equality of opportunity in our society. Policymakers and researchers alike often focus on studies of intergenerational mobility as a way of assessing opportunity. These studies typically analyze distinct aspects of socioeconomic status, such as income, education, occupational status, and health, and measure the association in these outcomes between parents and their adult children.1 If the association (level of similarity) is very high, then ...
Chicago Fed Letter

Working Paper
The effects of credit availability, nonbank competition, and tax reform on bank consumer lending

Working Papers , Paper 9207

Discussion Paper
Meeting the demand for debt relief

Each year, millions of financially distressed consumers in the U.S. face a difficult choice among the debt relief options available to them. This paper describes the options available to borrowers who seek assistance in managing their debts and discusses the information and incentive problems associated with these options. It also reviews the trends that contributed to the breakdown of the repayment framework and the responses to these trends. Among the responses is a reconsideration of the regulatory structure of the debt relief industry. The paper concludes with a discussion of the ...
Consumer Finance Institute discussion papers , Paper 11-04

Journal Article
Expansion in instalment credit

Federal Reserve Bulletin , Issue Apr , Pages 347-352

Working Paper
Missouri’s Medicaid Contraction and Consumer Financial Outcomes

In July 2005, a set of cuts to Medicaid eligibility and coverage went into effect in the state of Missouri. These cuts resulted in the elimination of the Medical Assistance for Workers with Disabilities program, more stringent eligibility requirements, and less generous Medicaid coverage for those who retained their eligibility. Overall, these cuts removed about 100,000 Missourians from the program and reduced the value of the insurance for the remaining enrollees. Using data from the Medical Expenditure Panel Survey, we show how these cuts increased out-of-pocket medical spending for ...
Working Papers , Paper 20-42

Journal Article
1952 survey of consumer finances: part III. income, selected investments, and short-term debt of consumers

Federal Reserve Bulletin , Issue Sep

Journal Article
Decline in consumer credit

Federal Reserve Bulletin , Issue Jun , Pages 485-491

Journal Article
1949 survey of consumer finances: part IV consumer ownership and use of liquid assets

Federal Reserve Bulletin , Issue Aug , Pages 896-911

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