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Bankers Name Tightening Margins, Cybersecurity as Top Challenges
Tightening margins and technology concerns top the list of challenges for community bankers, according to the 2023 CSBS Annual Survey of Community Banks.
Newsletter
A New Era of Community Banking
The 11th annual Community Bankers Symposium, cosponsored by the Federal Reserve Bank of Chicago, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency (OCC), was held at the Chicago Fed on November 18, 2016. This article summarizes key presentations and discussions at the event.
Speech
The ‘new normal’ for growth: remarks at the Community Bankers Conference, Federal Reserve Bank of New York, New York City
Remarks at the Community Bankers Conference, Federal Reserve Bank of New York, New York City.
Community Banking Conference Highlights Risks Industry Faces
Risk in its various forms and how it is evaluated was a prominent theme at a fall gathering of academics, bankers and regulators. A blog post summarizes some key findings presented.
Journal Article
Tailoring Bank Regulations
Policy Update article: Tailoring Bank Regulations
Community Banking Conference Highlights PPP Research
The Paycheck Protection Program was the subject of several papers at this year’s community banking conference.
Working Paper
Is Bigger Necessarily Better in Community Banking?
We investigate the relative performance of publicly traded community banks (those with assets less than $10 billion) versus larger banks (those with assets between $10 billion and $50 billion). A body of research has shown that community banks have potential advantages in relationship lending compared with large banks, although newer research suggests that these advantages may be shrinking. In addition, the burdens placed on community banks by the regulatory reforms mandated by the Dodd-Frank Wall Street Reform and Consumer Protection Act and the need to increase investment in technology, ...
Community Bankers Describe a Year of Challenges and Opportunities
Community bankers’ biggest concern this year is weak loan demand, but many see opportunity in new technology.
Speech
Welcoming Remarks: 2024 Community Banking Research Conference
St. Louis Fed President Alberto Musalem gave welcoming remarks at the 12th annual Community Banking Research Conference held at the Federal Reserve Bank of St. Louis. The conference was co-sponsored by the Federal Reserve System, Conference of State Bank Supervisors (CSBS) and Federal Deposit Insurance Corp. (FDIC). For more information, visit the 2024 Community Banking Research Conference website: https://www.communitybanking.org/conferences/2024
Speech
2019 Community Banking in the 21st Century Research and Policy Conference
Philadelphia Fed President Patrick Harker discussed the importance of community banks and issues they face, including technological change, demographic pressures, and regulatory burden during a keynote speech at the Community Banking in the 21st Century Research and Policy Conference in St. Louis.