Search Results

SORT BY: PREVIOUS / NEXT
Keywords:commercial loans OR Commercial loans OR Commercial Loans 

Working Paper
The diffusion of financial innovations: an examination of the adoption of small business credit scoring by large banking organizations

Financial innovation has been described as the ?life blood of efficient and responsive capital markets.? Yet, there have been few quantitative investigations of financial innovation and the diffusion of these new technologies. Of the latter, there have been only three prior quantitative studies, and all three used the same data set on automated teller machines! ; This paper makes a significant contribution to the financial innovation literature by examining the diffusion of a recent important innovation of the 1990s: banks? use of credit scoring for small business lending. The authors examine ...
FRB Atlanta Working Paper , Paper 2001-9

Conference Paper
A summary of \"Federal Home Loan Bank advances and commercial bank portfolio composition\"

Proceedings , Paper 1057

Conference Paper
Social capital and the cost of business loan contracting

Proceedings , Paper 792

Conference Paper
Portfolio lending decisions at small commercial banks

Proceedings , Paper 941

Journal Article
Bank business lending bounces back

FRBSF Economic Letter

Working Paper
The Effect of Foreign Lending on Domestic Loans : An Analysis of U.S. Global Banks

This paper examines the effect of foreign lending on the domestic lending for US global banks. We show that greater foreign loan growth complements, rather than detracts from, domestic commercial lending. Exploiting a confidential data (FFIEC 009) on international loan exposure of US banks, we estimate that a 1% increase in foreign office lending is associated with a 0.6% growth in domestic commercial lending, suggesting complementarity across these lending channels. However, when capital raising is tight during the Global Financial Crisis of 2008, we find that foreign lending did come at the ...
International Finance Discussion Papers , Paper 1198

Monograph
Nonbank lenders and the credit slowdown

Monograph

Working Paper
EAD calibration for corporate credit lines

Managing the credit risk inherent to a corporate credit line is similar to that of a term loan, but with one key difference. For both instruments, the bank should know the borrower's probability of default (PD) and the facility's loss given default (LGD). However, since a credit line allows the borrowers to draw down the committed funds according to their own needs, the bank must also have a measure of the line's exposure at default (EAD). Our study, which is based on a census of all corporate lending within Spain over the last 20 years, provides the most comprehensive overview of corporate ...
Working Paper Series , Paper 2009-02

Journal Article
Regional distribution of business loans

Federal Reserve Bulletin , Issue May , Pages 524-527

Journal Article
Bank lending to businesses in a jobless recovery

FRBSF Economic Letter

FILTER BY year

FILTER BY Series

FILTER BY Content Type

Journal Article 40 items

Conference Paper 24 items

Working Paper 9 items

Monograph 4 items

Report 3 items

Briefing 1 items

show more (2)

FILTER BY Author

anonymous 6 items

Berger, Allen N. 3 items

English, William B. 3 items

Frame, W. Scott 3 items

Nelson, William R. 3 items

Strahan, Philip E. 3 items

show more (111)

FILTER BY Jel Classification

G21 3 items

E22 1 items

E44 1 items

F21 1 items

F23 1 items

F36 1 items

show more (2)

FILTER BY Keywords

Commercial loans 82 items

Bank loans 35 items

Small business 14 items

Credit 9 items

Mortgage loans 6 items

Credit scoring systems 5 items

show more (74)

PREVIOUS / NEXT