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Journal Article
Loan-quality differences: evidence from Ohio banks
A discussion of the deterioration of loan quality and bank earnings, using data from a sample of 84 Ohio banks, and examining the differences between banks with high- and low-quality loans, citing the effects of local economic conditions, lending behavior, and other factors.
Journal Article
Ohio banks: hitting the interstate acquisition road
An examination of the interstate acquisitions of Ohio bank holding companies, featuring a discussion of options and stages in the movement toward unrestricted nationwide banking.
Journal Article
Economic policy for our era: the Ohio experience
The economic revitalization of Northeast Ohio owes much to the globalization of business, which was itself made possible by a revolution in communications technology. The same revolution has reshaped the conduct of economic policy in the U.S. and abroad. In a speech at the City Club of Cleveland on May 11, Mr. Ferguson, vice chairman of the Federal Reserve Board of Governors, discussed Ohio's recovery and the role of economic policy in a communications era.
Journal Article
Competition and bank profitability: recent evidence
A discussion of the traditional structure-performance theory and the contestable market theory as they pertain to competition and bank profitability in the banking industry. The author uses data from a sample of Ohio and Pennsylvania banks.
Journal Article
What's happened to Ohio's manufacturing jobs?
An examination of net employment changes in Ohio's manufacturing sector through three recent periods, finding that weak overall growth stems more from a slowdown in job creation than from excessive plant closings or contractions.
Journal Article
Is the thrift performance gap widening? Evidence from Ohio
An analysis of differences in earnings of the best- and worst- performing savings and loan associations in Ohio, explaining how differences in revenues, expenses, and costs in the last five years have caused the healthy thrifts to perform better and the sick thrifts to perform worse.