Discussion Paper
Mobile payments in the United States at retail point of sale: current market and future prospects
Crowe, Marianne; Stavins, Joanna; Rysman, Marc (2010)
Although mobile payments are increasingly used in some countries, they have not been adopted widely in the United States so far, despite their potential to add value for consumers and streamline the payments system. After describing a few countries? experiences, we analyze the prospects for the U.S. market for mobile payments in retail payments, particularly the use of contactless and near-field communication technologies. We identify conditions that have facilitated some success in other countries and barriers to the adoption of mobile payments in the United States. On the demand side, ...
Public Policy Discussion Paper , Paper 10-2